Pandas Profiling Report

Dataset statistics

Number of variables	35
Number of observations	20000
Missing cells	0
Missing cells (%)	0.0%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	10.9 MiB
Average record size in memory	574.1 B

Variable types

DateTime	1
Numeric	26
Categorical	8

Alerts

`Age` is highly overall correlated with `Experience`	High correlation
`AnnualIncome` is highly overall correlated with `LoanApproved` and 2 other fields	High correlation
`BaseInterestRate` is highly overall correlated with `CreditScore` and 2 other fields	High correlation
`CreditScore` is highly overall correlated with `BaseInterestRate` and 1 other fields	High correlation
`Experience` is highly overall correlated with `Age`	High correlation
`InterestRate` is highly overall correlated with `BaseInterestRate` and 1 other fields	High correlation
`LoanAmount` is highly overall correlated with `MonthlyLoanPayment`	High correlation
`LoanApproved` is highly overall correlated with `AnnualIncome` and 1 other fields	High correlation
`LoanDuration` is highly overall correlated with `BaseInterestRate`	High correlation
`MonthlyIncome` is highly overall correlated with `AnnualIncome` and 2 other fields	High correlation
`MonthlyLoanPayment` is highly overall correlated with `LoanAmount` and 1 other fields	High correlation
`NetWorth` is highly overall correlated with `TotalAssets`	High correlation
`TotalAssets` is highly overall correlated with `NetWorth`	High correlation
`TotalDebtToIncomeRatio` is highly overall correlated with `AnnualIncome` and 2 other fields	High correlation
`EmploymentStatus` is highly imbalanced (52.5%)	Imbalance
`BankruptcyHistory` is highly imbalanced (70.3%)	Imbalance
`PreviousLoanDefaults` is highly imbalanced (53.1%)	Imbalance
`ApplicationDate` has unique values	Unique
`CreditCardUtilizationRate` has unique values	Unique
`DebtToIncomeRatio` has unique values	Unique
`UtilityBillsPaymentHistory` has unique values	Unique
`MonthlyLoanPayment` has unique values	Unique
`TotalDebtToIncomeRatio` has unique values	Unique
`Experience` has 1706 (8.5%) zeros	Zeros
`NumberOfDependents` has 6074 (30.4%) zeros	Zeros
`NumberOfOpenCreditLines` has 932 (4.7%) zeros	Zeros
`NumberOfCreditInquiries` has 7299 (36.5%) zeros	Zeros

Reproduction

Analysis started	2024-09-19 11:56:55.309608
Analysis finished	2024-09-19 11:58:33.299328
Duration	1 minute and 37.99 seconds
Software version	ydata-profiling vv4.9.0
Download configuration	config.json

ApplicationDate
Date

UNIQUE

Distinct	20000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Memory size	156.4 KiB

Minimum	2018-01-01 00:00:00
Maximum	2072-10-03 00:00:00

Histogram

Histogram with fixed size bins (bins=50)

Age
Real number (ℝ)

HIGH CORRELATION

Distinct	63
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	39.7526

Minimum	18
Maximum	80
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	18
5-th percentile	20
Q1	32
median	40
Q3	48
95-th percentile	59
Maximum	80
Range	62
Interquartile range (IQR)	16

Descriptive statistics

Standard deviation	11.622713
Coefficient of variation (CV)	0.29237616
Kurtosis	-0.31058451
Mean	39.7526
Median Absolute Deviation (MAD)	8
Skewness	0.18596393
Sum	795052
Variance	135.08745
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
18	803	4.0%
40	715	3.6%
39	682	3.4%
42	676	3.4%
37	669	3.3%
43	647	3.2%
41	644	3.2%
36	632	3.2%
35	614	3.1%
38	613	3.1%
Other values (53)	13305	66.5%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
18	803	4.0%
19	142	0.7%
20	140	0.7%
21	227	1.1%
22	228	1.1%
23	267	1.3%
24	267	1.3%
25	308	1.5%
26	348	1.7%
27	353	1.8%

Value	Count	Frequency (%)
80	8	< 0.1%
79	3	< 0.1%
78	3	< 0.1%
77	10	0.1%
76	4	< 0.1%
75	14	0.1%
74	8	< 0.1%
73	14	0.1%
72	20	0.1%
71	21	0.1%

AnnualIncome
Real number (ℝ)

HIGH CORRELATION

Distinct	17516
Distinct (%)	87.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	59161.474

Minimum	15000
Maximum	485341
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	15000
5-th percentile	17407.8
Q1	31679
median	48566
Q3	74391
95-th percentile	135879.35
Maximum	485341
Range	470341
Interquartile range (IQR)	42712

Descriptive statistics

Standard deviation	40350.845
Coefficient of variation (CV)	0.68204598
Kurtosis	6.8515052
Mean	59161.474
Median Absolute Deviation (MAD)	19665
Skewness	2.088948
Sum	1.1832295 × 10⁹
Variance	1.6281907 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
15000	584	2.9%
300000	26	0.1%
68064	4	< 0.1%
24627	4	< 0.1%
36604	4	< 0.1%
26437	4	< 0.1%
26721	4	< 0.1%
34958	4	< 0.1%
31117	3	< 0.1%
43720	3	< 0.1%
Other values (17506)	19360	96.8%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
15000	584	2.9%
15004	1	< 0.1%
15005	1	< 0.1%
15031	1	< 0.1%
15043	1	< 0.1%
15049	1	< 0.1%
15052	1	< 0.1%
15054	1	< 0.1%
15059	1	< 0.1%
15074	1	< 0.1%

Value	Count	Frequency (%)
485341	1	< 0.1%
422480	1	< 0.1%
373724	1	< 0.1%
335901	1	< 0.1%
333715	1	< 0.1%
317379	1	< 0.1%
304122	1	< 0.1%
300000	26	0.1%
296766	1	< 0.1%
295818	1	< 0.1%

CreditScore
Real number (ℝ)

HIGH CORRELATION

Distinct	322
Distinct (%)	1.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	571.6124

Minimum	343
Maximum	712
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	343
5-th percentile	477
Q1	540
median	578
Q3	609
95-th percentile	644
Maximum	712
Range	369
Interquartile range (IQR)	69

Descriptive statistics

Standard deviation	50.997358
Coefficient of variation (CV)	0.089216675
Kurtosis	0.23169054
Mean	571.6124
Median Absolute Deviation (MAD)	33
Skewness	-0.59672714
Sum	11432248
Variance	2600.7305
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
609	204	1.0%
593	182	0.9%
585	181	0.9%
604	180	0.9%
602	180	0.9%
587	175	0.9%
582	174	0.9%
594	174	0.9%
589	174	0.9%
580	172	0.9%
Other values (312)	18204	91.0%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
343	1	< 0.1%
362	1	< 0.1%
372	1	< 0.1%
380	1	< 0.1%
381	1	< 0.1%
382	3	< 0.1%
383	1	< 0.1%
384	2	< 0.1%
385	1	< 0.1%
387	1	< 0.1%

Value	Count	Frequency (%)
712	1	< 0.1%
707	1	< 0.1%
703	2	< 0.1%
702	2	< 0.1%
699	1	< 0.1%
697	2	< 0.1%
696	3	< 0.1%
695	1	< 0.1%
694	2	< 0.1%
693	1	< 0.1%

EmploymentStatus
Categorical

IMBALANCE

Distinct	3
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.1 MiB

Employed	17036
Self-Employed	1573
Unemployed	1391

Length

Max length	13
Median length	8
Mean length	8.53235
Min length	8

Characters and Unicode

Total characters	170647
Distinct characters	13
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Employed
2nd row	Employed
3rd row	Employed
4th row	Employed
5th row	Employed

Common Values

Value	Count	Frequency (%)
Employed	17036	85.2%
Self-Employed	1573	7.9%
Unemployed	1391	7.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
employed	17036	85.2%
self-employed	1573	7.9%
unemployed	1391	7.0%

Most occurring characters

Value	Count	Frequency (%)
e	22964	13.5%
l	21573	12.6%
m	20000	11.7%
p	20000	11.7%
o	20000	11.7%
y	20000	11.7%
d	20000	11.7%
E	18609	10.9%
S	1573	0.9%
f	1573	0.9%
Other values (3)	4355	2.6%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	170647	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
e	22964	13.5%
l	21573	12.6%
m	20000	11.7%
p	20000	11.7%
o	20000	11.7%
y	20000	11.7%
d	20000	11.7%
E	18609	10.9%
S	1573	0.9%
f	1573	0.9%
Other values (3)	4355	2.6%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	170647	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
e	22964	13.5%
l	21573	12.6%
m	20000	11.7%
p	20000	11.7%
o	20000	11.7%
y	20000	11.7%
d	20000	11.7%
E	18609	10.9%
S	1573	0.9%
f	1573	0.9%
Other values (3)	4355	2.6%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	170647	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
e	22964	13.5%
l	21573	12.6%
m	20000	11.7%
p	20000	11.7%
o	20000	11.7%
y	20000	11.7%
d	20000	11.7%
E	18609	10.9%
S	1573	0.9%
f	1573	0.9%
Other values (3)	4355	2.6%

EducationLevel
Categorical

Distinct	5
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.1 MiB

Bachelor	6054
High School	5908
Associate	4034
Master	3050
Doctorate	954

Length

Max length	11
Median length	9
Mean length	8.8306
Min length	6

Characters and Unicode

Total characters	176612
Distinct characters	18
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Master
2nd row	Associate
3rd row	Bachelor
4th row	High School
5th row	Associate

Common Values

Value	Count	Frequency (%)
Bachelor	6054	30.3%
High School	5908	29.5%
Associate	4034	20.2%
Master	3050	15.2%
Doctorate	954	4.8%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
bachelor	6054	23.4%
high	5908	22.8%
school	5908	22.8%
associate	4034	15.6%
master	3050	11.8%
doctorate	954	3.7%

Most occurring characters

Value	Count	Frequency (%)
o	23812	13.5%
h	17870	10.1%
c	16950	9.6%
e	14092	8.0%
a	14092	8.0%
l	11962	6.8%
s	11118	6.3%
r	10058	5.7%
i	9942	5.6%
t	8992	5.1%
Other values (8)	37724	21.4%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	176612	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
o	23812	13.5%
h	17870	10.1%
c	16950	9.6%
e	14092	8.0%
a	14092	8.0%
l	11962	6.8%
s	11118	6.3%
r	10058	5.7%
i	9942	5.6%
t	8992	5.1%
Other values (8)	37724	21.4%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	176612	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
o	23812	13.5%
h	17870	10.1%
c	16950	9.6%
e	14092	8.0%
a	14092	8.0%
l	11962	6.8%
s	11118	6.3%
r	10058	5.7%
i	9942	5.6%
t	8992	5.1%
Other values (8)	37724	21.4%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	176612	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
o	23812	13.5%
h	17870	10.1%
c	16950	9.6%
e	14092	8.0%
a	14092	8.0%
l	11962	6.8%
s	11118	6.3%
r	10058	5.7%
i	9942	5.6%
t	8992	5.1%
Other values (8)	37724	21.4%

Experience
Real number (ℝ)

HIGH CORRELATION ZEROS

Distinct	62
Distinct (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	17.52275

Minimum	0
Maximum	61
Zeros	1706
Zeros (%)	8.5%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	9
median	17
Q3	25
95-th percentile	37
Maximum	61
Range	61
Interquartile range (IQR)	16

Descriptive statistics

Standard deviation	11.316836
Coefficient of variation (CV)	0.64583678
Kurtosis	-0.37090463
Mean	17.52275
Median Absolute Deviation (MAD)	8
Skewness	0.33998065
Sum	350455
Variance	128.07079
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1706	8.5%
18	722	3.6%
15	666	3.3%
16	654	3.3%
13	641	3.2%
17	635	3.2%
14	627	3.1%
21	619	3.1%
19	611	3.1%
22	610	3.0%
Other values (52)	12509	62.5%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	1706	8.5%
1	275	1.4%
2	306	1.5%
3	313	1.6%
4	392	2.0%
5	423	2.1%
6	440	2.2%
7	443	2.2%
8	476	2.4%
9	547	2.7%

Value	Count	Frequency (%)
61	1	< 0.1%
60	1	< 0.1%
59	1	< 0.1%
58	4	< 0.1%
57	6	< 0.1%
56	5	< 0.1%
55	8	< 0.1%
54	5	< 0.1%
53	8	< 0.1%
52	8	< 0.1%

LoanAmount
Real number (ℝ)

HIGH CORRELATION

Distinct	15578
Distinct (%)	77.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	24882.868

Minimum	3674
Maximum	184732
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	3674
5-th percentile	9640.95
Q1	15575
median	21914.5
Q3	30835
95-th percentile	50368.3
Maximum	184732
Range	181058
Interquartile range (IQR)	15260

Descriptive statistics

Standard deviation	13427.421
Coefficient of variation (CV)	0.53962515
Kurtosis	6.768544
Mean	24882.868
Median Absolute Deviation (MAD)	7250
Skewness	1.8336878
Sum	4.9765736 × 10⁸
Variance	1.8029564 × 10⁸
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
21849	6	< 0.1%
14075	6	< 0.1%
20937	5	< 0.1%
21621	5	< 0.1%
19627	5	< 0.1%
18597	5	< 0.1%
19891	5	< 0.1%
18400	5	< 0.1%
28201	5	< 0.1%
20655	5	< 0.1%
Other values (15568)	19948	99.7%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
3674	1	< 0.1%
3729	1	< 0.1%
3771	1	< 0.1%
3961	1	< 0.1%
4044	1	< 0.1%
4070	1	< 0.1%
4173	1	< 0.1%
4188	1	< 0.1%
4319	1	< 0.1%
4326	1	< 0.1%

Value	Count	Frequency (%)
184732	1	< 0.1%
158686	1	< 0.1%
148776	1	< 0.1%
136565	1	< 0.1%
129860	1	< 0.1%
127945	1	< 0.1%
127011	1	< 0.1%
125733	1	< 0.1%
121782	1	< 0.1%
121126	1	< 0.1%

LoanDuration
Real number (ℝ)

HIGH CORRELATION

Distinct	10
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	54.057

Minimum	12
Maximum	120
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	12
5-th percentile	24
Q1	36
median	48
Q3	72
95-th percentile	108
Maximum	120
Range	108
Interquartile range (IQR)	36

Descriptive statistics

Standard deviation	24.664857
Coefficient of variation (CV)	0.45627499
Kurtosis	0.16728512
Mean	54.057
Median Absolute Deviation (MAD)	12
Skewness	0.65132984
Sum	1081140
Variance	608.35517
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=10)

Value	Count	Frequency (%)
48	3991	20.0%
60	3982	19.9%
36	3971	19.9%
72	2046	10.2%
24	1972	9.9%
84	1059	5.3%
96	1001	5.0%
12	959	4.8%
120	537	2.7%
108	482	2.4%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
12	959	4.8%
24	1972	9.9%
36	3971	19.9%
48	3991	20.0%
60	3982	19.9%
72	2046	10.2%
84	1059	5.3%
96	1001	5.0%
108	482	2.4%
120	537	2.7%

Value	Count	Frequency (%)
120	537	2.7%
108	482	2.4%
96	1001	5.0%
84	1059	5.3%
72	2046	10.2%
60	3982	19.9%
48	3991	20.0%
36	3971	19.9%
24	1972	9.9%
12	959	4.8%

MaritalStatus
Categorical

Distinct	4
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.1 MiB

Married	10041
Single	6078
Divorced	2882
Widowed	999

Length

Max length	8
Median length	7
Mean length	6.8402
Min length	6

Characters and Unicode

Total characters	136804
Distinct characters	16
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Married
2nd row	Single
3rd row	Married
4th row	Single
5th row	Married

Common Values

Value	Count	Frequency (%)
Married	10041	50.2%
Single	6078	30.4%
Divorced	2882	14.4%
Widowed	999	5.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
married	10041	50.2%
single	6078	30.4%
divorced	2882	14.4%
widowed	999	5.0%

Most occurring characters

Value	Count	Frequency (%)
r	22964	16.8%
i	20000	14.6%
e	20000	14.6%
d	14921	10.9%
M	10041	7.3%
a	10041	7.3%
S	6078	4.4%
n	6078	4.4%
g	6078	4.4%
l	6078	4.4%
Other values (6)	14525	10.6%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	136804	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
r	22964	16.8%
i	20000	14.6%
e	20000	14.6%
d	14921	10.9%
M	10041	7.3%
a	10041	7.3%
S	6078	4.4%
n	6078	4.4%
g	6078	4.4%
l	6078	4.4%
Other values (6)	14525	10.6%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	136804	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
r	22964	16.8%
i	20000	14.6%
e	20000	14.6%
d	14921	10.9%
M	10041	7.3%
a	10041	7.3%
S	6078	4.4%
n	6078	4.4%
g	6078	4.4%
l	6078	4.4%
Other values (6)	14525	10.6%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	136804	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
r	22964	16.8%
i	20000	14.6%
e	20000	14.6%
d	14921	10.9%
M	10041	7.3%
a	10041	7.3%
S	6078	4.4%
n	6078	4.4%
g	6078	4.4%
l	6078	4.4%
Other values (6)	14525	10.6%

NumberOfDependents
Real number (ℝ)

ZEROS

Distinct	6
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.5173

Minimum	0
Maximum	5
Zeros	6074
Zeros (%)	30.4%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	4
Maximum	5
Range	5
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.3863249
Coefficient of variation (CV)	0.91367886
Kurtosis	-0.48616534
Mean	1.5173
Median Absolute Deviation (MAD)	1
Skewness	0.63991934
Sum	30346
Variance	1.9218968
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	6074	30.4%
1	5027	25.1%
2	3916	19.6%
3	3033	15.2%
4	1362	6.8%
5	588	2.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	6074	30.4%
1	5027	25.1%
2	3916	19.6%
3	3033	15.2%
4	1362	6.8%
5	588	2.9%

Value	Count	Frequency (%)
5	588	2.9%
4	1362	6.8%
3	3033	15.2%
2	3916	19.6%
1	5027	25.1%
0	6074	30.4%

HomeOwnershipStatus
Categorical

Distinct	4
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.0 MiB

Mortgage	7939
Rent	6087
Own	3938
Other	2036

Length

Max length	8
Median length	5
Mean length	5.4927
Min length	3

Characters and Unicode

Total characters	109854
Distinct characters	12
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Own
2nd row	Mortgage
3rd row	Rent
4th row	Mortgage
5th row	Mortgage

Common Values

Value	Count	Frequency (%)
Mortgage	7939	39.7%
Rent	6087	30.4%
Own	3938	19.7%
Other	2036	10.2%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
mortgage	7939	39.7%
rent	6087	30.4%
own	3938	19.7%
other	2036	10.2%

Most occurring characters

Value	Count	Frequency (%)
t	16062	14.6%
e	16062	14.6%
g	15878	14.5%
n	10025	9.1%
r	9975	9.1%
M	7939	7.2%
o	7939	7.2%
a	7939	7.2%
R	6087	5.5%
O	5974	5.4%
Other values (2)	5974	5.4%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	109854	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
t	16062	14.6%
e	16062	14.6%
g	15878	14.5%
n	10025	9.1%
r	9975	9.1%
M	7939	7.2%
o	7939	7.2%
a	7939	7.2%
R	6087	5.5%
O	5974	5.4%
Other values (2)	5974	5.4%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	109854	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
t	16062	14.6%
e	16062	14.6%
g	15878	14.5%
n	10025	9.1%
r	9975	9.1%
M	7939	7.2%
o	7939	7.2%
a	7939	7.2%
R	6087	5.5%
O	5974	5.4%
Other values (2)	5974	5.4%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	109854	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
t	16062	14.6%
e	16062	14.6%
g	15878	14.5%
n	10025	9.1%
r	9975	9.1%
M	7939	7.2%
o	7939	7.2%
a	7939	7.2%
R	6087	5.5%
O	5974	5.4%
Other values (2)	5974	5.4%

MonthlyDebtPayments
Real number (ℝ)

Distinct	1299
Distinct (%)	6.5%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	454.2927

Minimum	50
Maximum	2919
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	50
5-th percentile	176
Q1	286
median	402
Q3	564
95-th percentile	909
Maximum	2919
Range	2869
Interquartile range (IQR)	278

Descriptive statistics

Standard deviation	240.50761
Coefficient of variation (CV)	0.52941112
Kurtosis	4.9195961
Mean	454.2927
Median Absolute Deviation (MAD)	132
Skewness	1.6534347
Sum	9085854
Variance	57843.91
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
352	62	0.3%
305	61	0.3%
298	58	0.3%
279	58	0.3%
262	57	0.3%
264	55	0.3%
362	55	0.3%
312	55	0.3%
294	55	0.3%
322	54	0.3%
Other values (1289)	19430	97.2%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
50	1	< 0.1%
60	1	< 0.1%
64	1	< 0.1%
65	1	< 0.1%
73	1	< 0.1%
74	1	< 0.1%
76	1	< 0.1%
78	4	< 0.1%
80	2	< 0.1%
81	1	< 0.1%

Value	Count	Frequency (%)
2919	1	< 0.1%
2501	1	< 0.1%
2390	1	< 0.1%
2375	1	< 0.1%
2240	1	< 0.1%
2192	1	< 0.1%
2093	1	< 0.1%
2085	1	< 0.1%
2028	1	< 0.1%
2005	1	< 0.1%

CreditCardUtilizationRate
Real number (ℝ)

UNIQUE

Distinct	20000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.28638103

Minimum	0.00097449075
Maximum	0.91738008
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0.00097449075
5-th percentile	0.06440569
Q1	0.16079355
median	0.2666726
Q3	0.39063387
95-th percentile	0.58277229
Maximum	0.91738008
Range	0.91640559
Interquartile range (IQR)	0.22984032

Descriptive statistics

Standard deviation	0.15979289
Coefficient of variation (CV)	0.55797304
Kurtosis	-0.086264968
Mean	0.28638103
Median Absolute Deviation (MAD)	0.1134833
Skewness	0.601131
Sum	5727.6206
Variance	0.025533769
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.3544179188	1	< 0.1%
0.0942023378	1	< 0.1%
0.5376943862	1	< 0.1%
0.09079484564	1	< 0.1%
0.5959970771	1	< 0.1%
0.2115365029	1	< 0.1%
0.6535400156	1	< 0.1%
0.5791351558	1	< 0.1%
0.2342391112	1	< 0.1%
0.3340747098	1	< 0.1%
Other values (19990)	19990	> 99.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0.0009744907528	1	< 0.1%
0.002672350398	1	< 0.1%
0.002771042899	1	< 0.1%
0.002796537593	1	< 0.1%
0.004363674508	1	< 0.1%
0.004603261347	1	< 0.1%
0.004937329494	1	< 0.1%
0.0051921794	1	< 0.1%
0.005922389328	1	< 0.1%
0.006587721375	1	< 0.1%

Value	Count	Frequency (%)
0.9173800816	1	< 0.1%
0.8785644504	1	< 0.1%
0.8724033515	1	< 0.1%
0.8715007181	1	< 0.1%
0.8700171392	1	< 0.1%
0.8651020153	1	< 0.1%
0.8622049191	1	< 0.1%
0.858538755	1	< 0.1%
0.8534521434	1	< 0.1%
0.8533589544	1	< 0.1%

NumberOfOpenCreditLines
Real number (ℝ)

ZEROS

Distinct	14
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	3.02335

Minimum	0
Maximum	13
Zeros	932
Zeros (%)	4.7%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	3
Q3	4
95-th percentile	6
Maximum	13
Range	13
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.7361611
Coefficient of variation (CV)	0.57425079
Kurtosis	0.37132397
Mean	3.02335
Median Absolute Deviation (MAD)	1
Skewness	0.59966178
Sum	60467
Variance	3.0142555
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=14)

Value	Count	Frequency (%)
3	4571	22.9%
2	4483	22.4%
4	3354	16.8%
1	2945	14.7%
5	1930	9.7%
6	1079	5.4%
0	932	4.7%
7	457	2.3%
8	168	0.8%
9	59	0.3%
Other values (4)	22	0.1%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	932	4.7%
1	2945	14.7%
2	4483	22.4%
3	4571	22.9%
4	3354	16.8%
5	1930	9.7%
6	1079	5.4%
7	457	2.3%
8	168	0.8%
9	59	0.3%

Value	Count	Frequency (%)
13	1	< 0.1%
12	1	< 0.1%
11	4	< 0.1%
10	16	0.1%
9	59	0.3%
8	168	0.8%
7	457	2.3%
6	1079	5.4%
5	1930	9.7%
4	3354	16.8%

NumberOfCreditInquiries
Real number (ℝ)

ZEROS

Distinct	8
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.993

Minimum	0
Maximum	7
Zeros	7299
Zeros (%)	36.5%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	3
Maximum	7
Range	7
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	0.9869649
Coefficient of variation (CV)	0.99392235
Kurtosis	1.1556858
Mean	0.993
Median Absolute Deviation (MAD)	1
Skewness	1.0120648
Sum	19860
Variance	0.9740997
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=8)

Value	Count	Frequency (%)
1	7506	37.5%
0	7299	36.5%
2	3666	18.3%
3	1185	5.9%
4	272	1.4%
5	56	0.3%
6	13	0.1%
7	3	< 0.1%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	7299	36.5%
1	7506	37.5%
2	3666	18.3%
3	1185	5.9%
4	272	1.4%
5	56	0.3%
6	13	0.1%
7	3	< 0.1%

Value	Count	Frequency (%)
7	3	< 0.1%
6	13	0.1%
5	56	0.3%
4	272	1.4%
3	1185	5.9%
2	3666	18.3%
1	7506	37.5%
0	7299	36.5%

DebtToIncomeRatio
Real number (ℝ)

UNIQUE

Distinct	20000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.28573465

Minimum	0.001720029
Maximum	0.90225269
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0.001720029
5-th percentile	0.061923394
Q1	0.16103468
median	0.26445402
Q3	0.39032693
95-th percentile	0.5816933
Maximum	0.90225269
Range	0.90053266
Interquartile range (IQR)	0.22929225

Descriptive statistics

Standard deviation	0.16021077
Coefficient of variation (CV)	0.56069774
Kurtosis	-0.1260255
Mean	0.28573465
Median Absolute Deviation (MAD)	0.11286968
Skewness	0.59385847
Sum	5714.693
Variance	0.025667491
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.3583355997	1	< 0.1%
0.2253978161	1	< 0.1%
0.2953738978	1	< 0.1%
0.1609049905	1	< 0.1%
0.3138623202	1	< 0.1%
0.2211455603	1	< 0.1%
0.3907372155	1	< 0.1%
0.3567864212	1	< 0.1%
0.1174018152	1	< 0.1%
0.5041143059	1	< 0.1%
Other values (19990)	19990	> 99.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0.001720029008	1	< 0.1%
0.002016133438	1	< 0.1%
0.002288094478	1	< 0.1%
0.002883214685	1	< 0.1%
0.003568471843	1	< 0.1%
0.003677660736	1	< 0.1%
0.0040777842	1	< 0.1%
0.004558310876	1	< 0.1%
0.00511858093	1	< 0.1%
0.005768054115	1	< 0.1%

Value	Count	Frequency (%)
0.9022526895	1	< 0.1%
0.8809466756	1	< 0.1%
0.8802357029	1	< 0.1%
0.8668074296	1	< 0.1%
0.8582646802	1	< 0.1%
0.8529877817	1	< 0.1%
0.8456869555	1	< 0.1%
0.8429225136	1	< 0.1%
0.8365443736	1	< 0.1%
0.8362913514	1	< 0.1%

BankruptcyHistory
Categorical

IMBALANCE

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	976.7 KiB

0	18952
1	1048

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	20000
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0
2nd row	0
3rd row	0
4th row	0
5th row	0

Common Values

Value	Count	Frequency (%)
0	18952	94.8%
1	1048	5.2%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0	18952	94.8%
1	1048	5.2%

Most occurring characters

Value	Count	Frequency (%)
0	18952	94.8%
1	1048	5.2%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	20000	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	18952	94.8%
1	1048	5.2%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	20000	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	18952	94.8%
1	1048	5.2%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	20000	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	18952	94.8%
1	1048	5.2%

LoanPurpose
Categorical

Distinct	5
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	1.1 MiB

Home	5925
Debt Consolidation	5027
Auto	4034
Education	3008
Other	2006

Length

Max length	18
Median length	9
Mean length	8.3712
Min length	4

Characters and Unicode

Total characters	167424
Distinct characters	22
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Home
2nd row	Debt Consolidation
3rd row	Education
4th row	Home
5th row	Debt Consolidation

Common Values

Value	Count	Frequency (%)
Home	5925	29.6%
Debt Consolidation	5027	25.1%
Auto	4034	20.2%
Education	3008	15.0%
Other	2006	10.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
home	5925	23.7%
debt	5027	20.1%
consolidation	5027	20.1%
auto	4034	16.1%
education	3008	12.0%
other	2006	8.0%

Most occurring characters

Value	Count	Frequency (%)
o	28048	16.8%
t	19102	11.4%
i	13062	7.8%
n	13062	7.8%
e	12958	7.7%
a	8035	4.8%
d	8035	4.8%
u	7042	4.2%
H	5925	3.5%
m	5925	3.5%
Other values (12)	46230	27.6%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	167424	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
o	28048	16.8%
t	19102	11.4%
i	13062	7.8%
n	13062	7.8%
e	12958	7.7%
a	8035	4.8%
d	8035	4.8%
u	7042	4.2%
H	5925	3.5%
m	5925	3.5%
Other values (12)	46230	27.6%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	167424	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
o	28048	16.8%
t	19102	11.4%
i	13062	7.8%
n	13062	7.8%
e	12958	7.7%
a	8035	4.8%
d	8035	4.8%
u	7042	4.2%
H	5925	3.5%
m	5925	3.5%
Other values (12)	46230	27.6%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	167424	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
o	28048	16.8%
t	19102	11.4%
i	13062	7.8%
n	13062	7.8%
e	12958	7.7%
a	8035	4.8%
d	8035	4.8%
u	7042	4.2%
H	5925	3.5%
m	5925	3.5%
Other values (12)	46230	27.6%

PreviousLoanDefaults
Categorical

IMBALANCE

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	976.7 KiB

0	17999
1	2001

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	20000
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0
2nd row	0
3rd row	0
4th row	0
5th row	0

Common Values

Value	Count	Frequency (%)
0	17999	90.0%
1	2001	10.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0	17999	90.0%
1	2001	10.0%

Most occurring characters

Value	Count	Frequency (%)
0	17999	90.0%
1	2001	10.0%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	20000	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	17999	90.0%
1	2001	10.0%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	20000	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	17999	90.0%
1	2001	10.0%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	20000	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	17999	90.0%
1	2001	10.0%

PaymentHistory
Real number (ℝ)

Distinct	38
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	23.99365

Minimum	8
Maximum	45
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	8
5-th percentile	16
Q1	21
median	24
Q3	27
95-th percentile	32
Maximum	45
Range	37
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	4.9454355
Coefficient of variation (CV)	0.20611435
Kurtosis	0.019649845
Mean	23.99365
Median Absolute Deviation (MAD)	3
Skewness	0.21346549
Sum	479873
Variance	24.457333
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=38)

Value	Count	Frequency (%)
23	1615	8.1%
24	1596	8.0%
22	1571	7.9%
25	1546	7.7%
21	1392	7.0%
26	1378	6.9%
27	1323	6.6%
20	1252	6.3%
28	1076	5.4%
19	1064	5.3%
Other values (28)	6187	30.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
8	3	< 0.1%
9	6	< 0.1%
10	14	0.1%
11	38	0.2%
12	55	0.3%
13	109	0.5%
14	179	0.9%
15	309	1.5%
16	415	2.1%
17	646	3.2%

Value	Count	Frequency (%)
45	1	< 0.1%
44	1	< 0.1%
43	2	< 0.1%
42	1	< 0.1%
41	11	0.1%
40	18	0.1%
39	42	0.2%
38	40	0.2%
37	64	0.3%
36	102	0.5%

LengthOfCreditHistory
Real number (ℝ)

Distinct	29
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	14.9573

Minimum	1
Maximum	29
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	1
5-th percentile	2
Q1	8
median	15
Q3	22
95-th percentile	28
Maximum	29
Range	28
Interquartile range (IQR)	14

Descriptive statistics

Standard deviation	8.3715519
Coefficient of variation (CV)	0.55969673
Kurtosis	-1.1957031
Mean	14.9573
Median Absolute Deviation (MAD)	7
Skewness	0.002988583
Sum	299146
Variance	70.082881
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=29)

Value	Count	Frequency (%)
11	740	3.7%
9	737	3.7%
28	736	3.7%
1	732	3.7%
2	725	3.6%
19	725	3.6%
14	715	3.6%
21	713	3.6%
10	708	3.5%
16	708	3.5%
Other values (19)	12761	63.8%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
1	732	3.7%
2	725	3.6%
3	691	3.5%
4	649	3.2%
5	665	3.3%
6	667	3.3%
7	663	3.3%
8	681	3.4%
9	737	3.7%
10	708	3.5%

Value	Count	Frequency (%)
29	648	3.2%
28	736	3.7%
27	688	3.4%
26	706	3.5%
25	678	3.4%
24	670	3.4%
23	669	3.3%
22	625	3.1%
21	713	3.6%
20	690	3.5%

SavingsAccountBalance
Real number (ℝ)

Distinct	9199
Distinct (%)	46.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4946.0522

Minimum	73
Maximum	200089
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	73
5-th percentile	573
Q1	1541.75
median	2986
Q3	5873.25
95-th percentile	15485.5
Maximum	200089
Range	200016
Interquartile range (IQR)	4331.5

Descriptive statistics

Standard deviation	6604.8875
Coefficient of variation (CV)	1.3353857
Kurtosis	79.171685
Mean	4946.0522
Median Absolute Deviation (MAD)	1778
Skewness	6.0600985
Sum	98921043
Variance	43624539
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1165	14	0.1%
1411	13	0.1%
1138	12	0.1%
1139	11	0.1%
770	11	0.1%
2324	11	0.1%
2134	11	0.1%
1303	11	0.1%
993	11	0.1%
802	10	0.1%
Other values (9189)	19885	99.4%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
73	1	< 0.1%
76	1	< 0.1%
78	1	< 0.1%
79	1	< 0.1%
86	1	< 0.1%
87	1	< 0.1%
94	1	< 0.1%
95	1	< 0.1%
96	1	< 0.1%
98	1	< 0.1%

Value	Count	Frequency (%)
200089	1	< 0.1%
112659	1	< 0.1%
112128	1	< 0.1%
110226	1	< 0.1%
100019	1	< 0.1%
99503	1	< 0.1%
97299	1	< 0.1%
91158	1	< 0.1%
90467	1	< 0.1%
89793	1	< 0.1%

CheckingAccountBalance
Real number (ℝ)

Distinct	5151
Distinct (%)	25.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1782.5551

Minimum	24
Maximum	52572
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	24
5-th percentile	208
Q1	551
median	1116
Q3	2126
95-th percentile	5608
Maximum	52572
Range	52548
Interquartile range (IQR)	1575

Descriptive statistics

Standard deviation	2245.3788
Coefficient of variation (CV)	1.2596406
Kurtosis	43.134131
Mean	1782.5551
Median Absolute Deviation (MAD)	666
Skewness	4.7461421
Sum	35651102
Variance	5041726
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
303	21	0.1%
595	21	0.1%
286	20	0.1%
484	19	0.1%
285	19	0.1%
757	19	0.1%
478	19	0.1%
357	19	0.1%
503	19	0.1%
278	19	0.1%
Other values (5141)	19805	99.0%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
24	1	< 0.1%
25	2	< 0.1%
27	1	< 0.1%
28	1	< 0.1%
29	1	< 0.1%
36	1	< 0.1%
37	2	< 0.1%
40	2	< 0.1%
41	1	< 0.1%
42	2	< 0.1%

Value	Count	Frequency (%)
52572	1	< 0.1%
38024	1	< 0.1%
34414	1	< 0.1%
32181	1	< 0.1%
30383	1	< 0.1%
29743	1	< 0.1%
28915	1	< 0.1%
26931	1	< 0.1%
26657	1	< 0.1%
26294	1	< 0.1%

TotalAssets
Real number (ℝ)

HIGH CORRELATION

Distinct	18814
Distinct (%)	94.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	96964.395

Minimum	2098
Maximum	2619627
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	2098
5-th percentile	12514.95
Q1	31180.25
median	60699
Q3	117405.25
95-th percentile	294855.75
Maximum	2619627
Range	2617529
Interquartile range (IQR)	86225

Descriptive statistics

Standard deviation	120799.94
Coefficient of variation (CV)	1.2458175
Kurtosis	56.217956
Mean	96964.395
Median Absolute Deviation (MAD)	35746.5
Skewness	5.3113264
Sum	1.9392879 × 10⁹
Variance	1.4592625 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
22522	3	< 0.1%
49960	3	< 0.1%
109420	3	< 0.1%
69947	3	< 0.1%
26672	3	< 0.1%
31684	3	< 0.1%
50064	3	< 0.1%
17748	3	< 0.1%
54508	3	< 0.1%
20640	3	< 0.1%
Other values (18804)	19970	99.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
2098	1	< 0.1%
2370	1	< 0.1%
2505	1	< 0.1%
2597	1	< 0.1%
2760	1	< 0.1%
2854	1	< 0.1%
2929	1	< 0.1%
2973	1	< 0.1%
3147	1	< 0.1%
3253	1	< 0.1%

Value	Count	Frequency (%)
2619627	1	< 0.1%
2612797	1	< 0.1%
2141590	1	< 0.1%
2131807	1	< 0.1%
2123832	1	< 0.1%
1739999	1	< 0.1%
1719754	1	< 0.1%
1665558	1	< 0.1%
1628933	1	< 0.1%
1585716	1	< 0.1%

TotalLiabilities
Real number (ℝ)

Distinct	17163
Distinct (%)	85.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	36252.413

Minimum	372
Maximum	1417302
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	372
5-th percentile	4246
Q1	11196.75
median	22203
Q3	43146.5
95-th percentile	112298
Maximum	1417302
Range	1416930
Interquartile range (IQR)	31949.75

Descriptive statistics

Standard deviation	47251.511
Coefficient of variation (CV)	1.3034032
Kurtosis	78.565755
Mean	36252.413
Median Absolute Deviation (MAD)	13345
Skewness	5.848874
Sum	7.2504826 × 10⁸
Variance	2.2327053 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
6721	5	< 0.1%
13145	5	< 0.1%
5950	5	< 0.1%
9516	5	< 0.1%
18910	5	< 0.1%
11576	5	< 0.1%
14335	5	< 0.1%
7876	5	< 0.1%
9995	5	< 0.1%
12825	4	< 0.1%
Other values (17153)	19951	99.8%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
372	1	< 0.1%
565	1	< 0.1%
576	1	< 0.1%
609	1	< 0.1%
625	1	< 0.1%
741	1	< 0.1%
743	1	< 0.1%
753	1	< 0.1%
757	1	< 0.1%
769	1	< 0.1%

Value	Count	Frequency (%)
1417302	1	< 0.1%
1020702	1	< 0.1%
912238	1	< 0.1%
745195	1	< 0.1%
731375	1	< 0.1%
682492	1	< 0.1%
641082	1	< 0.1%
619124	1	< 0.1%
588103	1	< 0.1%
552089	1	< 0.1%

MonthlyIncome
Real number (ℝ)

HIGH CORRELATION

Distinct	17489
Distinct (%)	87.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4891.7155

Minimum	1250
Maximum	25000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	1250
5-th percentile	1444.2333
Q1	2629.5833
median	4034.75
Q3	6163
95-th percentile	11230.421
Maximum	25000
Range	23750
Interquartile range (IQR)	3533.4167

Descriptive statistics

Standard deviation	3296.7716
Coefficient of variation (CV)	0.67394998
Kurtosis	5.8552998
Mean	4891.7155
Median Absolute Deviation (MAD)	1627.9583
Skewness	1.9929286
Sum	97834310
Variance	10868703
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1250	591	3.0%
25000	26	0.1%
5672	4	< 0.1%
2052.25	4	< 0.1%
2913.166667	4	< 0.1%
2226.75	4	< 0.1%
2203.083333	4	< 0.1%
3050.333333	4	< 0.1%
5884.833333	3	< 0.1%
2118.583333	3	< 0.1%
Other values (17479)	19353	96.8%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
1250	591	3.0%
1250.333333	1	< 0.1%
1250.416667	1	< 0.1%
1252.583333	1	< 0.1%
1253.583333	1	< 0.1%
1254.083333	1	< 0.1%
1254.333333	1	< 0.1%
1254.5	1	< 0.1%
1254.916667	1	< 0.1%
1256.166667	1	< 0.1%

Value	Count	Frequency (%)
25000	26	0.1%
24935.83333	1	< 0.1%
24730.5	1	< 0.1%
24651.5	1	< 0.1%
23931.66667	1	< 0.1%
23928.91667	1	< 0.1%
23904.66667	1	< 0.1%
23896.66667	1	< 0.1%
23801.41667	1	< 0.1%
23797.25	1	< 0.1%

UtilityBillsPaymentHistory
Real number (ℝ)

UNIQUE

Distinct	20000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.79991765

Minimum	0.25920306
Maximum	0.99943276
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0.25920306
5-th percentile	0.57202008
Q1	0.72737948
median	0.82096176
Q3	0.89233345
95-th percentile	0.95816691
Maximum	0.99943276
Range	0.7402297
Interquartile range (IQR)	0.16495397

Descriptive statistics

Standard deviation	0.12066495
Coefficient of variation (CV)	0.15084671
Kurtosis	0.55380296
Mean	0.79991765
Median Absolute Deviation (MAD)	0.079941033
Skewness	-0.84623367
Sum	15998.353
Variance	0.01456003
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.7249720461	1	< 0.1%
0.8551805192	1	< 0.1%
0.6771703281	1	< 0.1%
0.7399874196	1	< 0.1%
0.8871823215	1	< 0.1%
0.9183733645	1	< 0.1%
0.6946281392	1	< 0.1%
0.4526056762	1	< 0.1%
0.8810390695	1	< 0.1%
0.6783711547	1	< 0.1%
Other values (19990)	19990	> 99.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0.2592030578	1	< 0.1%
0.2700363502	1	< 0.1%
0.2710050672	1	< 0.1%
0.2761001659	1	< 0.1%
0.2765661479	1	< 0.1%
0.2844224932	1	< 0.1%
0.2970491725	1	< 0.1%
0.2973604192	1	< 0.1%
0.298948528	1	< 0.1%
0.3033782778	1	< 0.1%

Value	Count	Frequency (%)
0.9994327597	1	< 0.1%
0.9989661231	1	< 0.1%
0.9986182115	1	< 0.1%
0.9981940454	1	< 0.1%
0.9979088025	1	< 0.1%
0.9976676268	1	< 0.1%
0.9976164155	1	< 0.1%
0.9974302787	1	< 0.1%
0.9968968011	1	< 0.1%
0.9966365444	1	< 0.1%

JobTenure
Real number (ℝ)

Distinct	17
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	5.00265

Minimum	0
Maximum	16
Zeros	152
Zeros (%)	0.8%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	6
95-th percentile	9
Maximum	16
Range	16
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.2368042
Coefficient of variation (CV)	0.44712387
Kurtosis	0.14834702
Mean	5.00265
Median Absolute Deviation (MAD)	2
Skewness	0.43645246
Sum	100053
Variance	5.0032931
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=17)

Value	Count	Frequency (%)
4	3609	18.0%
5	3528	17.6%
6	2835	14.2%
3	2759	13.8%
7	2098	10.5%
2	1675	8.4%
8	1279	6.4%
9	770	3.9%
1	652	3.3%
10	392	2.0%
Other values (7)	403	2.0%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0	152	0.8%
1	652	3.3%
2	1675	8.4%
3	2759	13.8%
4	3609	18.0%
5	3528	17.6%
6	2835	14.2%
7	2098	10.5%
8	1279	6.4%
9	770	3.9%

Value	Count	Frequency (%)
16	1	< 0.1%
15	2	< 0.1%
14	8	< 0.1%
13	28	0.1%
12	66	0.3%
11	146	0.7%
10	392	2.0%
9	770	3.9%
8	1279	6.4%
7	2098	10.5%

NetWorth
Real number (ℝ)

HIGH CORRELATION

Distinct	17724
Distinct (%)	88.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	72294.319

Minimum	1000
Maximum	2603208
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	1000
5-th percentile	2638.95
Q1	8734.75
median	32855.5
Q3	88825.5
95-th percentile	269452.9
Maximum	2603208
Range	2602208
Interquartile range (IQR)	80090.75

Descriptive statistics

Standard deviation	117920.02
Coefficient of variation (CV)	1.6311105
Kurtosis	61.353817
Mean	72294.319
Median Absolute Deviation (MAD)	27266
Skewness	5.5998442
Sum	1.4458864 × 10⁹
Variance	1.3905131 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
7030	6	< 0.1%
5423	5	< 0.1%
6523	5	< 0.1%
6880	5	< 0.1%
9803	4	< 0.1%
10073	4	< 0.1%
8009	4	< 0.1%
8884	4	< 0.1%
10833	4	< 0.1%
5230	4	< 0.1%
Other values (17714)	19955	99.8%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
1000	1	< 0.1%
1004	1	< 0.1%
1006	2	< 0.1%
1009	1	< 0.1%
1011	3	< 0.1%
1012	1	< 0.1%
1014	1	< 0.1%
1018	3	< 0.1%
1021	1	< 0.1%
1022	1	< 0.1%

Value	Count	Frequency (%)
2603208	1	< 0.1%
2598936	1	< 0.1%
2108279	1	< 0.1%
2106873	1	< 0.1%
2088949	1	< 0.1%
1736889	1	< 0.1%
1681779	1	< 0.1%
1645402	1	< 0.1%
1595777	1	< 0.1%
1570692	1	< 0.1%

BaseInterestRate
Real number (ℝ)

HIGH CORRELATION

Distinct	18742
Distinct (%)	93.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.23912417

Minimum	0.130101
Maximum	0.405029
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0.130101
5-th percentile	0.18589945
Q1	0.21388925
median	0.236157
Q3	0.26153325
95-th percentile	0.3017091
Maximum	0.405029
Range	0.274928
Interquartile range (IQR)	0.047644

Descriptive statistics

Standard deviation	0.035509492
Coefficient of variation (CV)	0.14849813
Kurtosis	0.25807461
Mean	0.23912417
Median Absolute Deviation (MAD)	0.0236285
Skewness	0.46185019
Sum	4782.4834
Variance	0.0012609241
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.217627	4	< 0.1%
0.232423	4	< 0.1%
0.205029	4	< 0.1%
0.199567	4	< 0.1%
0.247898	3	< 0.1%
0.25785	3	< 0.1%
0.226662	3	< 0.1%
0.262907	3	< 0.1%
0.22179	3	< 0.1%
0.237482	3	< 0.1%
Other values (18732)	19966	99.8%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0.130101	1	< 0.1%
0.130338	1	< 0.1%
0.135055	1	< 0.1%
0.139401	1	< 0.1%
0.140806	1	< 0.1%
0.141703	1	< 0.1%
0.142464	1	< 0.1%
0.144152	1	< 0.1%
0.145969	1	< 0.1%
0.146362	1	< 0.1%

Value	Count	Frequency (%)
0.405029	1	< 0.1%
0.403615	1	< 0.1%
0.391126	1	< 0.1%
0.38974	1	< 0.1%
0.38932	1	< 0.1%
0.387126	1	< 0.1%
0.384555	1	< 0.1%
0.38226	1	< 0.1%
0.38125	1	< 0.1%
0.3799	1	< 0.1%

InterestRate
Real number (ℝ)

HIGH CORRELATION

Distinct	19999
Distinct (%)	> 99.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.23911002

Minimum	0.11330959
Maximum	0.44678732
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0.11330959
5-th percentile	0.17629732
Q1	0.2091425
median	0.23538999
Q3	0.26553181
95-th percentile	0.31361118
Maximum	0.44678732
Range	0.33347773
Interquartile range (IQR)	0.056389314

Descriptive statistics

Standard deviation	0.042205188
Coefficient of variation (CV)	0.1765095
Kurtosis	0.30293343
Mean	0.23911002
Median Absolute Deviation (MAD)	0.028077632
Skewness	0.48549103
Sum	4782.2003
Variance	0.0017812779
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.2537472	2	< 0.1%
0.2275896304	1	< 0.1%
0.2568953382	1	< 0.1%
0.2118159751	1	< 0.1%
0.2205717842	1	< 0.1%
0.2260620923	1	< 0.1%
0.2379626882	1	< 0.1%
0.2034154623	1	< 0.1%
0.2434104	1	< 0.1%
0.1689304569	1	< 0.1%
Other values (19989)	19989	99.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0.1133095948	1	< 0.1%
0.1139712	1	< 0.1%
0.1234115738	1	< 0.1%
0.1252136	1	< 0.1%
0.1257128	1	< 0.1%
0.1295496	1	< 0.1%
0.1301769635	1	< 0.1%
0.1307776	1	< 0.1%
0.1315277618	1	< 0.1%
0.1319541216	1	< 0.1%

Value	Count	Frequency (%)
0.4467873211	1	< 0.1%
0.4433016	1	< 0.1%
0.4293898142	1	< 0.1%
0.4233622408	1	< 0.1%
0.4200912584	1	< 0.1%
0.4190518457	1	< 0.1%
0.4190290679	1	< 0.1%
0.4083691524	1	< 0.1%
0.4063893038	1	< 0.1%
0.4055500811	1	< 0.1%

MonthlyLoanPayment
Real number (ℝ)

HIGH CORRELATION UNIQUE

Distinct	20000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	911.60705

Minimum	97.030193
Maximum	10892.63
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	97.030193
5-th percentile	288.21791
Q1	493.7637
median	728.51145
Q3	1112.7708
95-th percentile	2116.4909
Maximum	10892.63
Range	10795.599
Interquartile range (IQR)	619.00706

Descriptive statistics

Standard deviation	674.58347
Coefficient of variation (CV)	0.7399937
Kurtosis	17.631819
Mean	911.60705
Median Absolute Deviation (MAD)	280.67559
Skewness	3.0818453
Sum	18232141
Variance	455062.86
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
419.8059916	1	< 0.1%
434.0739753	1	< 0.1%
290.0911693	1	< 0.1%
530.9374894	1	< 0.1%
916.0035524	1	< 0.1%
932.642382	1	< 0.1%
1077.606756	1	< 0.1%
850.3657535	1	< 0.1%
698.0384009	1	< 0.1%
311.7467531	1	< 0.1%
Other values (19990)	19990	> 99.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
97.03019289	1	< 0.1%
103.153018	1	< 0.1%
107.6239795	1	< 0.1%
111.2914076	1	< 0.1%
114.8318616	1	< 0.1%
118.0411875	1	< 0.1%
118.3906025	1	< 0.1%
118.4915807	1	< 0.1%
119.2243713	1	< 0.1%
120.5599956	1	< 0.1%

Value	Count	Frequency (%)
10892.62952	1	< 0.1%
9217.082609	1	< 0.1%
8754.455749	1	< 0.1%
8404.018914	1	< 0.1%
8274.293728	1	< 0.1%
7899.448879	1	< 0.1%
7859.85508	1	< 0.1%
7683.120159	1	< 0.1%
7602.776571	1	< 0.1%
7235.419792	1	< 0.1%

TotalDebtToIncomeRatio
Real number (ℝ)

HIGH CORRELATION UNIQUE

Distinct	20000
Distinct (%)	100.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.40218166

Minimum	0.016043211
Maximum	4.6476568
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	156.4 KiB

Quantile statistics

Minimum	0.016043211
5-th percentile	0.087854813
Q1	0.17969314
median	0.30271146
Q3	0.50921367
95-th percentile	1.0527653
Maximum	4.6476568
Range	4.6316136
Interquartile range (IQR)	0.32952053

Descriptive statistics

Standard deviation	0.3389243
Coefficient of variation (CV)	0.84271446
Kurtosis	11.586766
Mean	0.40218166
Median Absolute Deviation (MAD)	0.14694587
Skewness	2.5744941
Sum	8043.6331
Variance	0.11486968
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.1810771978	1	< 0.1%
0.3885856691	1	< 0.1%
0.2194919446	1	< 0.1%
0.09545613757	1	< 0.1%
1.708795859	1	< 0.1%
0.4207257314	1	< 0.1%
0.1327113484	1	< 0.1%
0.2477510427	1	< 0.1%
0.3395185991	1	< 0.1%
0.1854749691	1	< 0.1%
Other values (19990)	19990	> 99.9%

Minimum 10 values
Maximum 10 values

Value	Count	Frequency (%)
0.01604321121	1	< 0.1%
0.01652462622	1	< 0.1%
0.01760721406	1	< 0.1%
0.02464195517	1	< 0.1%
0.02465942152	1	< 0.1%
0.02488125074	1	< 0.1%
0.02535006145	1	< 0.1%
0.02598317271	1	< 0.1%
0.02598441134	1	< 0.1%
0.02671890504	1	< 0.1%

Value	Count	Frequency (%)
4.647656816	1	< 0.1%
4.143179541	1	< 0.1%
3.734202733	1	< 0.1%
3.698624463	1	< 0.1%
3.656697659	1	< 0.1%
3.473635806	1	< 0.1%
3.448054457	1	< 0.1%
3.390851485	1	< 0.1%
3.224208314	1	< 0.1%
3.139027935	1	< 0.1%

LoanApproved
Categorical

HIGH CORRELATION

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	976.7 KiB

0	15220
1	4780

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	20000
Distinct characters	2
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	0
2nd row	0
3rd row	0
4th row	0
5th row	1

Common Values

Value	Count	Frequency (%)
0	15220	76.1%
1	4780	23.9%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
0	15220	76.1%
1	4780	23.9%

Most occurring characters

Value	Count	Frequency (%)
0	15220	76.1%
1	4780	23.9%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	20000	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	15220	76.1%
1	4780	23.9%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	20000	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	15220	76.1%
1	4780	23.9%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	20000	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	15220	76.1%
1	4780	23.9%

Auto

Heatmap
Table

	Age	AnnualIncome	BankruptcyHistory	BaseInterestRate	CheckingAccountBalance	CreditCardUtilizationRate	CreditScore	DebtToIncomeRatio	EducationLevel	EmploymentStatus	Experience	HomeOwnershipStatus	InterestRate	JobTenure	LengthOfCreditHistory	LoanAmount	LoanApproved	LoanDuration	LoanPurpose	MaritalStatus	MonthlyDebtPayments	MonthlyIncome	MonthlyLoanPayment	NetWorth	NumberOfCreditInquiries	NumberOfDependents	NumberOfOpenCreditLines	PaymentHistory	PreviousLoanDefaults	SavingsAccountBalance	TotalAssets	TotalDebtToIncomeRatio	TotalLiabilities	UtilityBillsPaymentHistory
Age	1.000	0.152	0.022	-0.231	0.010	-0.001	0.323	0.005	0.010	0.000	0.985	0.013	-0.195	0.001	-0.002	-0.003	0.145	-0.006	0.003	0.008	0.011	0.152	-0.026	0.005	-0.001	-0.002	-0.003	-0.001	0.000	-0.003	0.004	-0.133	-0.007	-0.005
AnnualIncome	0.152	1.000	0.000	-0.088	0.008	-0.009	0.120	0.010	0.065	0.000	0.154	0.009	-0.076	-0.003	0.000	-0.009	0.594	-0.003	0.000	0.013	0.004	0.996	-0.015	0.006	-0.001	0.002	-0.013	-0.001	0.016	0.007	0.005	-0.800	-0.007	-0.008
BankruptcyHistory	0.022	0.000	1.000	0.010	0.000	0.012	0.015	0.007	0.006	0.000	0.024	0.000	0.000	0.028	0.020	0.000	0.070	0.004	0.009	0.015	0.002	0.000	0.000	0.017	0.000	0.000	0.024	0.010	0.000	0.000	0.015	0.000	0.000	0.000
BaseInterestRate	-0.231	-0.088	0.010	1.000	0.002	0.004	-0.703	-0.003	0.088	0.007	-0.235	0.011	0.821	-0.002	0.007	0.339	0.249	0.559	0.000	0.015	-0.001	-0.088	0.119	-0.005	-0.000	0.004	0.008	-0.003	0.011	-0.005	-0.008	0.127	0.006	-0.004
CheckingAccountBalance	0.010	0.008	0.000	0.002	1.000	0.012	-0.002	0.004	0.000	0.006	0.009	0.000	0.002	-0.005	-0.014	0.012	0.000	-0.008	0.000	0.020	-0.008	0.008	0.017	0.002	-0.003	-0.002	-0.005	-0.011	0.000	0.017	0.007	-0.003	0.002	-0.007
CreditCardUtilizationRate	-0.001	-0.009	0.012	0.004	0.012	1.000	-0.009	0.000	0.000	0.004	-0.001	0.000	0.002	-0.003	0.007	0.005	0.000	-0.004	0.013	0.012	0.002	-0.008	0.008	-0.003	-0.000	0.008	0.002	0.006	0.008	0.002	-0.005	0.012	-0.008	0.013
CreditScore	0.323	0.120	0.015	-0.703	-0.002	-0.009	1.000	0.004	0.136	0.018	0.328	0.000	-0.576	0.007	0.005	-0.011	0.154	0.005	0.008	0.000	0.011	0.120	-0.082	-0.001	-0.000	-0.014	-0.010	0.003	0.000	-0.002	-0.002	-0.133	-0.009	-0.005
DebtToIncomeRatio	0.005	0.010	0.007	-0.003	0.004	0.000	0.004	1.000	0.009	0.000	0.003	0.007	-0.005	0.008	-0.002	-0.007	0.000	0.004	0.000	0.013	0.007	0.010	-0.010	-0.005	0.007	-0.007	0.005	-0.001	0.000	-0.013	-0.005	-0.009	0.005	-0.010
EducationLevel	0.010	0.065	0.006	0.088	0.000	0.000	0.136	0.009	1.000	0.070	0.006	0.000	0.070	0.015	0.011	0.006	0.195	0.000	0.000	0.000	0.000	0.075	0.000	0.000	0.007	0.000	0.017	0.011	0.000	0.000	0.000	0.056	0.000	0.013
EmploymentStatus	0.000	0.000	0.000	0.007	0.006	0.004	0.018	0.000	0.070	1.000	0.000	0.000	0.000	0.014	0.000	0.012	0.043	0.000	0.010	0.000	0.012	0.012	0.000	0.014	0.000	0.000	0.009	0.016	0.013	0.019	0.012	0.000	0.000	0.006
Experience	0.985	0.154	0.024	-0.235	0.009	-0.001	0.328	0.003	0.006	0.000	1.000	0.010	-0.199	0.002	-0.002	-0.004	0.146	-0.005	0.000	0.005	0.012	0.154	-0.027	0.006	-0.002	-0.001	-0.005	-0.001	0.000	-0.001	0.004	-0.135	-0.007	-0.006
HomeOwnershipStatus	0.013	0.009	0.000	0.011	0.000	0.000	0.000	0.007	0.000	0.000	0.010	1.000	0.000	0.000	0.000	0.010	0.034	0.007	0.005	0.010	0.021	0.007	0.000	0.000	0.000	0.000	0.006	0.009	0.000	0.000	0.000	0.004	0.006	0.000
InterestRate	-0.195	-0.076	0.000	0.821	0.002	0.002	-0.576	-0.005	0.070	0.000	-0.199	0.000	1.000	-0.003	0.006	0.284	0.303	0.467	0.008	0.000	-0.001	-0.076	0.138	-0.003	-0.004	0.005	0.011	0.005	0.000	-0.001	-0.004	0.126	0.009	-0.005
JobTenure	0.001	-0.003	0.028	-0.002	-0.005	-0.003	0.007	0.008	0.015	0.014	0.002	0.000	-0.003	1.000	0.015	0.002	0.004	0.001	0.000	0.000	0.007	-0.004	0.003	0.006	0.001	0.012	0.008	-0.012	0.000	0.003	0.012	0.005	0.004	-0.012
LengthOfCreditHistory	-0.002	0.000	0.020	0.007	-0.014	0.007	0.005	-0.002	0.011	0.000	-0.002	0.000	0.006	0.015	1.000	0.005	0.105	0.015	0.012	0.000	-0.003	0.000	-0.005	-0.000	-0.003	0.002	0.004	0.002	0.006	0.000	0.003	-0.005	0.008	0.001
LoanAmount	-0.003	-0.009	0.000	0.339	0.012	0.005	-0.011	-0.007	0.006	0.012	-0.004	0.010	0.284	0.002	0.005	1.000	0.231	0.001	0.000	0.016	0.015	-0.009	0.867	-0.000	-0.004	-0.009	-0.002	0.000	0.000	-0.007	-0.003	0.432	-0.009	-0.015
LoanApproved	0.145	0.594	0.070	0.249	0.000	0.000	0.154	0.000	0.195	0.043	0.146	0.034	0.303	0.004	0.105	0.231	1.000	0.105	0.012	0.000	0.063	0.616	0.158	0.164	0.000	0.013	0.000	0.024	0.065	0.000	0.164	0.338	0.022	0.003
LoanDuration	-0.006	-0.003	0.004	0.559	-0.008	-0.004	0.005	0.004	0.000	0.000	-0.005	0.007	0.467	0.001	0.015	0.001	0.105	1.000	0.012	0.000	0.000	-0.003	-0.410	-0.003	-0.005	-0.003	0.000	0.002	0.017	-0.007	-0.004	-0.216	0.008	-0.002
LoanPurpose	0.003	0.000	0.009	0.000	0.000	0.013	0.008	0.000	0.000	0.010	0.000	0.005	0.008	0.000	0.012	0.000	0.012	0.012	1.000	0.003	0.002	0.002	0.000	0.000	0.015	0.000	0.000	0.016	0.004	0.000	0.000	0.010	0.000	0.004
MaritalStatus	0.008	0.013	0.015	0.015	0.020	0.012	0.000	0.013	0.000	0.000	0.005	0.010	0.000	0.000	0.000	0.016	0.000	0.000	0.003	1.000	0.000	0.000	0.011	0.000	0.003	0.014	0.008	0.000	0.000	0.017	0.000	0.000	0.011	0.000
MonthlyDebtPayments	0.011	0.004	0.002	-0.001	-0.008	0.002	0.011	0.007	0.000	0.012	0.012	0.021	-0.001	0.007	-0.003	0.015	0.063	0.000	0.002	0.000	1.000	0.004	0.011	0.005	0.005	-0.001	0.004	0.003	0.000	-0.003	0.002	0.235	0.002	0.003
MonthlyIncome	0.152	0.996	0.000	-0.088	0.008	-0.008	0.120	0.010	0.075	0.012	0.154	0.007	-0.076	-0.004	0.000	-0.009	0.616	-0.003	0.002	0.000	0.004	1.000	-0.016	0.006	-0.001	0.002	-0.012	-0.001	0.000	0.006	0.004	-0.803	-0.007	-0.007
MonthlyLoanPayment	-0.026	-0.015	0.000	0.119	0.017	0.008	-0.082	-0.010	0.000	0.000	-0.027	0.000	0.138	0.003	-0.005	0.867	0.158	-0.410	0.000	0.011	0.011	-0.016	1.000	-0.001	-0.001	-0.006	-0.001	0.001	0.000	-0.004	-0.002	0.508	-0.008	-0.011
NetWorth	0.005	0.006	0.017	-0.005	0.002	-0.003	-0.001	-0.005	0.000	0.014	0.006	0.000	-0.003	0.006	-0.000	-0.000	0.164	-0.003	0.000	0.000	0.005	0.006	-0.001	1.000	0.004	-0.008	-0.003	0.002	0.012	0.012	0.860	-0.002	-0.342	0.006
NumberOfCreditInquiries	-0.001	-0.001	0.000	-0.000	-0.003	-0.000	-0.000	0.007	0.007	0.000	-0.002	0.000	-0.004	0.001	-0.003	-0.004	0.000	-0.005	0.015	0.003	0.005	-0.001	-0.001	0.004	1.000	-0.005	0.000	-0.007	0.000	0.006	0.004	0.001	0.008	0.006
NumberOfDependents	-0.002	0.002	0.000	0.004	-0.002	0.008	-0.014	-0.007	0.000	0.000	-0.001	0.000	0.005	0.012	0.002	-0.009	0.013	-0.003	0.000	0.014	-0.001	0.002	-0.006	-0.008	-0.005	1.000	0.004	0.004	0.000	0.001	0.000	-0.006	0.021	0.006
NumberOfOpenCreditLines	-0.003	-0.013	0.024	0.008	-0.005	0.002	-0.010	0.005	0.017	0.009	-0.005	0.006	0.011	0.008	0.004	-0.002	0.000	0.000	0.000	0.008	0.004	-0.012	-0.001	-0.003	0.000	0.004	1.000	-0.003	0.023	0.018	-0.007	0.011	0.002	-0.010
PaymentHistory	-0.001	-0.001	0.010	-0.003	-0.011	0.006	0.003	-0.001	0.011	0.016	-0.001	0.009	0.005	-0.012	0.002	0.000	0.024	0.002	0.016	0.000	0.003	-0.001	0.001	0.002	-0.007	0.004	-0.003	1.000	0.000	-0.001	-0.009	-0.001	-0.020	0.012
PreviousLoanDefaults	0.000	0.016	0.000	0.011	0.000	0.008	0.000	0.000	0.000	0.013	0.000	0.000	0.000	0.000	0.006	0.000	0.065	0.017	0.004	0.000	0.000	0.000	0.000	0.012	0.000	0.000	0.023	0.000	1.000	0.000	0.012	0.000	0.000	0.014
SavingsAccountBalance	-0.003	0.007	0.000	-0.005	0.017	0.002	-0.002	-0.013	0.000	0.019	-0.001	0.000	-0.001	0.003	0.000	-0.007	0.000	-0.007	0.000	0.017	-0.003	0.006	-0.004	0.012	0.006	0.001	0.018	-0.001	0.000	1.000	0.018	-0.006	-0.000	-0.014
TotalAssets	0.004	0.005	0.015	-0.008	0.007	-0.005	-0.002	-0.005	0.000	0.012	0.004	0.000	-0.004	0.012	0.003	-0.003	0.164	-0.004	0.000	0.000	0.002	0.004	-0.002	0.860	0.004	0.000	-0.007	-0.009	0.012	0.018	1.000	-0.003	0.007	0.006
TotalDebtToIncomeRatio	-0.133	-0.800	0.000	0.127	-0.003	0.012	-0.133	-0.009	0.056	0.000	-0.135	0.004	0.126	0.005	-0.005	0.432	0.338	-0.216	0.010	0.000	0.235	-0.803	0.508	-0.002	0.001	-0.006	0.011	-0.001	0.000	-0.006	-0.003	1.000	0.003	0.001
TotalLiabilities	-0.007	-0.007	0.000	0.006	0.002	-0.008	-0.009	0.005	0.000	0.000	-0.007	0.006	0.009	0.004	0.008	-0.009	0.022	0.008	0.000	0.011	0.002	-0.007	-0.008	-0.342	0.008	0.021	0.002	-0.020	0.000	-0.000	0.007	0.003	1.000	0.002
UtilityBillsPaymentHistory	-0.005	-0.008	0.000	-0.004	-0.007	0.013	-0.005	-0.010	0.013	0.006	-0.006	0.000	-0.005	-0.012	0.001	-0.015	0.003	-0.002	0.004	0.000	0.003	-0.007	-0.011	0.006	0.006	0.006	-0.010	0.012	0.014	-0.014	0.006	0.001	0.002	1.000

Count
Matrix

A simple visualization of nullity by column.

Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.

First rows
Last rows

	ApplicationDate	Age	AnnualIncome	CreditScore	EmploymentStatus	EducationLevel	Experience	LoanAmount	LoanDuration	MaritalStatus	NumberOfDependents	HomeOwnershipStatus	MonthlyDebtPayments	CreditCardUtilizationRate	NumberOfOpenCreditLines	NumberOfCreditInquiries	DebtToIncomeRatio	BankruptcyHistory	LoanPurpose	PreviousLoanDefaults	PaymentHistory	LengthOfCreditHistory	SavingsAccountBalance	CheckingAccountBalance	TotalAssets	TotalLiabilities	MonthlyIncome	UtilityBillsPaymentHistory	JobTenure	NetWorth	BaseInterestRate	InterestRate	MonthlyLoanPayment	TotalDebtToIncomeRatio	LoanApproved
0	2018-01-01	45	39948	617	Employed	Master	22	13152	48	Married	2	Own	183	0.354418	1	2	0.358336	0	Home	0	29	9	7632	1202	146111	19183	3329.000000	0.724972	11	126928	0.199652	0.227590	419.805992	0.181077	0
1	2018-01-02	38	39709	628	Employed	Associate	15	26045	48	Single	1	Mortgage	496	0.087827	5	3	0.330274	0	Debt Consolidation	0	21	9	4627	3460	53204	9595	3309.083333	0.935132	3	43609	0.207045	0.201077	794.054238	0.389852	0
2	2018-01-03	47	40724	570	Employed	Bachelor	26	17627	36	Married	2	Rent	902	0.137414	2	0	0.244729	0	Education	0	20	22	886	895	25176	128874	3393.666667	0.872241	6	5205	0.217627	0.212548	666.406688	0.462157	0
3	2018-01-04	58	69084	545	Employed	High School	34	37898	96	Single	1	Mortgage	755	0.267587	2	1	0.436244	0	Home	0	27	10	1675	1217	104822	5370	5757.000000	0.896155	5	99452	0.300398	0.300911	1047.506980	0.313098	0
4	2018-01-05	37	103264	594	Employed	Associate	17	9184	36	Married	1	Mortgage	274	0.320535	0	0	0.078884	0	Debt Consolidation	0	26	27	1555	4981	244305	17286	8605.333333	0.941369	5	227019	0.197184	0.175990	330.179140	0.070210	1
5	2018-01-06	37	178310	626	Self-Employed	Master	16	15433	72	Married	0	Rent	732	0.102211	5	1	0.259366	0	Debt Consolidation	1	16	19	2118	1223	67914	40843	14859.166667	0.756079	5	27071	0.217433	0.217601	385.577074	0.075211	1
6	2018-01-07	58	51250	564	Employed	High School	39	12741	48	Married	0	Rent	337	0.367380	6	1	0.127473	0	Other	0	21	18	5161	1735	65624	43894	4270.833333	0.884275	5	21730	0.225741	0.205271	391.300352	0.170529	0
7	2018-01-08	49	97345	516	Employed	High School	23	19634	12	Divorced	5	Mortgage	288	0.209768	5	0	0.395568	0	Other	0	19	11	781	74	50177	11556	8112.083333	0.933492	5	38621	0.226634	0.209113	1827.360055	0.260767	1
8	2018-01-09	34	116841	603	Employed	Bachelor	12	55353	60	Divorced	5	Own	638	0.192701	3	0	0.313233	1	Debt Consolidation	0	25	29	1157	708	29632	49940	9736.750000	0.728397	3	7711	0.258853	0.291539	1762.199026	0.246509	0
9	2018-01-10	46	40615	612	Employed	Associate	19	25443	12	Married	4	Other	704	0.512465	3	2	0.505148	0	Other	0	23	10	1028	446	129664	12852	3384.583333	0.615323	3	116812	0.184443	0.197271	2353.577424	0.903384	0

	ApplicationDate	Age	AnnualIncome	CreditScore	EmploymentStatus	EducationLevel	Experience	LoanAmount	LoanDuration	MaritalStatus	NumberOfDependents	HomeOwnershipStatus	MonthlyDebtPayments	CreditCardUtilizationRate	NumberOfOpenCreditLines	NumberOfCreditInquiries	DebtToIncomeRatio	LoanPurpose	PaymentHistory	LengthOfCreditHistory	SavingsAccountBalance	CheckingAccountBalance	TotalAssets	TotalLiabilities	MonthlyIncome	UtilityBillsPaymentHistory	JobTenure	NetWorth	BaseInterestRate	InterestRate	MonthlyLoanPayment	TotalDebtToIncomeRatio	LoanApproved
19990	2072-09-24	54	96264	621	Employed	Bachelor	28	38031	48	Single	2	Rent	341	0.309016	1	1	0.049259	Home	25	8	4297	539	18827	28909	8022.000000	0.512786	5	2604	0.222531	0.196153	1149.516437	0.185804	1
19991	2072-09-25	34	60433	555	Employed	High School	10	11299	60	Married	3	Mortgage	411	0.485318	3	0	0.300443	Home	31	22	1497	3427	90054	7734	5036.083333	0.755652	5	82320	0.238799	0.226940	316.540575	0.144466	1
19992	2072-09-26	50	34282	578	Employed	High School	27	28489	48	Single	3	Mortgage	435	0.405505	2	1	0.303314	Debt Consolidation	19	6	3769	1267	29185	18395	2856.833333	0.839598	2	10790	0.234489	0.243943	935.014359	0.479557	0
19993	2072-09-27	50	30578	588	Employed	Bachelor	29	14654	48	Single	0	Mortgage	137	0.563849	5	0	0.469426	Auto	32	6	2912	1110	72455	80431	2548.166667	0.889639	3	3445	0.215654	0.188936	437.333829	0.225391	0
19994	2072-09-28	51	33354	562	Employed	High School	30	22082	36	Single	1	Own	190	0.271351	1	0	0.243641	Home	22	8	6489	429	239447	10676	2779.500000	0.923075	12	228771	0.226082	0.248882	876.671298	0.383764	0
19995	2072-09-29	44	30180	587	Employed	High School	19	24521	36	Married	3	Rent	673	0.101288	5	1	0.468077	Auto	21	7	235	3429	80969	25642	2515.000000	0.826217	1	55327	0.216021	0.195574	905.767712	0.627741	0
19996	2072-09-30	56	49246	567	Employed	Associate	33	25818	36	Married	5	Rent	414	0.471818	2	0	0.317372	Debt Consolidation	30	28	6910	183	69571	5569	4103.833333	0.816618	3	64002	0.227318	0.199168	958.395633	0.334418	0
19997	2072-10-01	44	48958	645	Employed	Bachelor	20	37033	72	Married	3	Mortgage	512	0.216596	3	1	0.023014	Home	28	8	2175	746	108316	4653	4079.833333	0.887216	3	103663	0.229533	0.226766	945.427454	0.357227	0
19998	2072-10-02	60	41025	560	Employed	High School	36	14760	72	Married	3	Own	986	0.364758	4	1	0.534517	Debt Consolidation	17	13	3037	260	22085	11485	3418.750000	0.843787	5	10600	0.249760	0.264873	411.168284	0.408678	0
19999	2072-10-03	20	53227	574	Employed	Associate	0	32055	48	Married	0	Own	272	0.536411	3	1	0.553434	Other	36	14	2682	1766	83008	41636	4435.583333	0.853801	5	41372	0.240055	0.242693	1049.830407	0.298006	0

Overview

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