Dataset statistics
| Number of variables | 35 |
|---|---|
| Number of observations | 20000 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 10.9 MiB |
| Average record size in memory | 574.1 B |
Variable types
| DateTime | 1 |
|---|---|
| Numeric | 26 |
| Categorical | 8 |
Age is highly overall correlated with Experience | High correlation |
AnnualIncome is highly overall correlated with LoanApproved and 2 other fields | High correlation |
BaseInterestRate is highly overall correlated with CreditScore and 2 other fields | High correlation |
CreditScore is highly overall correlated with BaseInterestRate and 1 other fields | High correlation |
Experience is highly overall correlated with Age | High correlation |
InterestRate is highly overall correlated with BaseInterestRate and 1 other fields | High correlation |
LoanAmount is highly overall correlated with MonthlyLoanPayment | High correlation |
LoanApproved is highly overall correlated with AnnualIncome and 1 other fields | High correlation |
LoanDuration is highly overall correlated with BaseInterestRate | High correlation |
MonthlyIncome is highly overall correlated with AnnualIncome and 2 other fields | High correlation |
MonthlyLoanPayment is highly overall correlated with LoanAmount and 1 other fields | High correlation |
NetWorth is highly overall correlated with TotalAssets | High correlation |
TotalAssets is highly overall correlated with NetWorth | High correlation |
TotalDebtToIncomeRatio is highly overall correlated with AnnualIncome and 2 other fields | High correlation |
EmploymentStatus is highly imbalanced (52.5%) | Imbalance |
BankruptcyHistory is highly imbalanced (70.3%) | Imbalance |
PreviousLoanDefaults is highly imbalanced (53.1%) | Imbalance |
ApplicationDate has unique values | Unique |
CreditCardUtilizationRate has unique values | Unique |
DebtToIncomeRatio has unique values | Unique |
UtilityBillsPaymentHistory has unique values | Unique |
MonthlyLoanPayment has unique values | Unique |
TotalDebtToIncomeRatio has unique values | Unique |
Experience has 1706 (8.5%) zeros | Zeros |
NumberOfDependents has 6074 (30.4%) zeros | Zeros |
NumberOfOpenCreditLines has 932 (4.7%) zeros | Zeros |
NumberOfCreditInquiries has 7299 (36.5%) zeros | Zeros |
Reproduction
| Analysis started | 2024-09-19 11:56:55.309608 |
|---|---|
| Analysis finished | 2024-09-19 11:58:33.299328 |
| Duration | 1 minute and 37.99 seconds |
| Software version | ydata-profiling vv4.9.0 |
| Download configuration | config.json |
ApplicationDate
Date
UNIQUE 
| Distinct | 20000 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 156.4 KiB |
| Minimum | 2018-01-01 00:00:00 |
|---|---|
| Maximum | 2072-10-03 00:00:00 |
Age
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 63 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 39.7526 |
| Minimum | 18 |
|---|---|
| Maximum | 80 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 18 |
|---|---|
| 5-th percentile | 20 |
| Q1 | 32 |
| median | 40 |
| Q3 | 48 |
| 95-th percentile | 59 |
| Maximum | 80 |
| Range | 62 |
| Interquartile range (IQR) | 16 |
Descriptive statistics
| Standard deviation | 11.622713 |
|---|---|
| Coefficient of variation (CV) | 0.29237616 |
| Kurtosis | -0.31058451 |
| Mean | 39.7526 |
| Median Absolute Deviation (MAD) | 8 |
| Skewness | 0.18596393 |
| Sum | 795052 |
| Variance | 135.08745 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 18 | 803 | 4.0% |
| 40 | 715 | 3.6% |
| 39 | 682 | 3.4% |
| 42 | 676 | 3.4% |
| 37 | 669 | 3.3% |
| 43 | 647 | 3.2% |
| 41 | 644 | 3.2% |
| 36 | 632 | 3.2% |
| 35 | 614 | 3.1% |
| 38 | 613 | 3.1% |
| Other values (53) | 13305 |
| Value | Count | Frequency (%) |
| 18 | 803 | |
| 19 | 142 | 0.7% |
| 20 | 140 | 0.7% |
| 21 | 227 | 1.1% |
| 22 | 228 | 1.1% |
| 23 | 267 | 1.3% |
| 24 | 267 | 1.3% |
| 25 | 308 | 1.5% |
| 26 | 348 | |
| 27 | 353 |
| Value | Count | Frequency (%) |
| 80 | 8 | < 0.1% |
| 79 | 3 | < 0.1% |
| 78 | 3 | < 0.1% |
| 77 | 10 | |
| 76 | 4 | < 0.1% |
| 75 | 14 | |
| 74 | 8 | < 0.1% |
| 73 | 14 | |
| 72 | 20 | |
| 71 | 21 |
AnnualIncome
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 17516 |
|---|---|
| Distinct (%) | 87.6% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 59161.474 |
| Minimum | 15000 |
|---|---|
| Maximum | 485341 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 15000 |
|---|---|
| 5-th percentile | 17407.8 |
| Q1 | 31679 |
| median | 48566 |
| Q3 | 74391 |
| 95-th percentile | 135879.35 |
| Maximum | 485341 |
| Range | 470341 |
| Interquartile range (IQR) | 42712 |
Descriptive statistics
| Standard deviation | 40350.845 |
|---|---|
| Coefficient of variation (CV) | 0.68204598 |
| Kurtosis | 6.8515052 |
| Mean | 59161.474 |
| Median Absolute Deviation (MAD) | 19665 |
| Skewness | 2.088948 |
| Sum | 1.1832295 × 109 |
| Variance | 1.6281907 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 15000 | 584 | 2.9% |
| 300000 | 26 | 0.1% |
| 68064 | 4 | < 0.1% |
| 24627 | 4 | < 0.1% |
| 36604 | 4 | < 0.1% |
| 26437 | 4 | < 0.1% |
| 26721 | 4 | < 0.1% |
| 34958 | 4 | < 0.1% |
| 31117 | 3 | < 0.1% |
| 43720 | 3 | < 0.1% |
| Other values (17506) | 19360 |
| Value | Count | Frequency (%) |
| 15000 | 584 | |
| 15004 | 1 | < 0.1% |
| 15005 | 1 | < 0.1% |
| 15031 | 1 | < 0.1% |
| 15043 | 1 | < 0.1% |
| 15049 | 1 | < 0.1% |
| 15052 | 1 | < 0.1% |
| 15054 | 1 | < 0.1% |
| 15059 | 1 | < 0.1% |
| 15074 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 485341 | 1 | < 0.1% |
| 422480 | 1 | < 0.1% |
| 373724 | 1 | < 0.1% |
| 335901 | 1 | < 0.1% |
| 333715 | 1 | < 0.1% |
| 317379 | 1 | < 0.1% |
| 304122 | 1 | < 0.1% |
| 300000 | 26 | |
| 296766 | 1 | < 0.1% |
| 295818 | 1 | < 0.1% |
CreditScore
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 322 |
|---|---|
| Distinct (%) | 1.6% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 571.6124 |
| Minimum | 343 |
|---|---|
| Maximum | 712 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 343 |
|---|---|
| 5-th percentile | 477 |
| Q1 | 540 |
| median | 578 |
| Q3 | 609 |
| 95-th percentile | 644 |
| Maximum | 712 |
| Range | 369 |
| Interquartile range (IQR) | 69 |
Descriptive statistics
| Standard deviation | 50.997358 |
|---|---|
| Coefficient of variation (CV) | 0.089216675 |
| Kurtosis | 0.23169054 |
| Mean | 571.6124 |
| Median Absolute Deviation (MAD) | 33 |
| Skewness | -0.59672714 |
| Sum | 11432248 |
| Variance | 2600.7305 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 609 | 204 | 1.0% |
| 593 | 182 | 0.9% |
| 585 | 181 | 0.9% |
| 604 | 180 | 0.9% |
| 602 | 180 | 0.9% |
| 587 | 175 | 0.9% |
| 582 | 174 | 0.9% |
| 594 | 174 | 0.9% |
| 589 | 174 | 0.9% |
| 580 | 172 | 0.9% |
| Other values (312) | 18204 |
| Value | Count | Frequency (%) |
| 343 | 1 | < 0.1% |
| 362 | 1 | < 0.1% |
| 372 | 1 | < 0.1% |
| 380 | 1 | < 0.1% |
| 381 | 1 | < 0.1% |
| 382 | 3 | |
| 383 | 1 | < 0.1% |
| 384 | 2 | |
| 385 | 1 | < 0.1% |
| 387 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 712 | 1 | < 0.1% |
| 707 | 1 | < 0.1% |
| 703 | 2 | |
| 702 | 2 | |
| 699 | 1 | < 0.1% |
| 697 | 2 | |
| 696 | 3 | |
| 695 | 1 | < 0.1% |
| 694 | 2 | |
| 693 | 1 | < 0.1% |
EmploymentStatus
Categorical
IMBALANCE 
| Distinct | 3 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.1 MiB |
| Employed | |
|---|---|
| Self-Employed | 1573 |
| Unemployed | 1391 |
Length
| Max length | 13 |
|---|---|
| Median length | 8 |
| Mean length | 8.53235 |
| Min length | 8 |
Characters and Unicode
| Total characters | 170647 |
|---|---|
| Distinct characters | 13 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Employed |
|---|---|
| 2nd row | Employed |
| 3rd row | Employed |
| 4th row | Employed |
| 5th row | Employed |
Common Values
| Value | Count | Frequency (%) |
| Employed | 17036 | |
| Self-Employed | 1573 | 7.9% |
| Unemployed | 1391 | 7.0% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| employed | 17036 | |
| self-employed | 1573 | 7.9% |
| unemployed | 1391 | 7.0% |
Most occurring characters
| Value | Count | Frequency (%) |
| e | 22964 | |
| l | 21573 | |
| m | 20000 | |
| p | 20000 | |
| o | 20000 | |
| y | 20000 | |
| d | 20000 | |
| E | 18609 | |
| S | 1573 | 0.9% |
| f | 1573 | 0.9% |
| Other values (3) | 4355 | 2.6% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 170647 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| e | 22964 | |
| l | 21573 | |
| m | 20000 | |
| p | 20000 | |
| o | 20000 | |
| y | 20000 | |
| d | 20000 | |
| E | 18609 | |
| S | 1573 | 0.9% |
| f | 1573 | 0.9% |
| Other values (3) | 4355 | 2.6% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 170647 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| e | 22964 | |
| l | 21573 | |
| m | 20000 | |
| p | 20000 | |
| o | 20000 | |
| y | 20000 | |
| d | 20000 | |
| E | 18609 | |
| S | 1573 | 0.9% |
| f | 1573 | 0.9% |
| Other values (3) | 4355 | 2.6% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 170647 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| e | 22964 | |
| l | 21573 | |
| m | 20000 | |
| p | 20000 | |
| o | 20000 | |
| y | 20000 | |
| d | 20000 | |
| E | 18609 | |
| S | 1573 | 0.9% |
| f | 1573 | 0.9% |
| Other values (3) | 4355 | 2.6% |
EducationLevel
Categorical
| Distinct | 5 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.1 MiB |
| Bachelor | |
|---|---|
| High School | |
| Associate | |
| Master | |
| Doctorate |
Length
| Max length | 11 |
|---|---|
| Median length | 9 |
| Mean length | 8.8306 |
| Min length | 6 |
Characters and Unicode
| Total characters | 176612 |
|---|---|
| Distinct characters | 18 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Master |
|---|---|
| 2nd row | Associate |
| 3rd row | Bachelor |
| 4th row | High School |
| 5th row | Associate |
Common Values
| Value | Count | Frequency (%) |
| Bachelor | 6054 | |
| High School | 5908 | |
| Associate | 4034 | |
| Master | 3050 | |
| Doctorate | 954 | 4.8% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| bachelor | 6054 | |
| high | 5908 | |
| school | 5908 | |
| associate | 4034 | |
| master | 3050 | |
| doctorate | 954 | 3.7% |
Most occurring characters
| Value | Count | Frequency (%) |
| o | 23812 | |
| h | 17870 | |
| c | 16950 | |
| e | 14092 | 8.0% |
| a | 14092 | 8.0% |
| l | 11962 | 6.8% |
| s | 11118 | 6.3% |
| r | 10058 | 5.7% |
| i | 9942 | 5.6% |
| t | 8992 | 5.1% |
| Other values (8) | 37724 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 176612 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| o | 23812 | |
| h | 17870 | |
| c | 16950 | |
| e | 14092 | 8.0% |
| a | 14092 | 8.0% |
| l | 11962 | 6.8% |
| s | 11118 | 6.3% |
| r | 10058 | 5.7% |
| i | 9942 | 5.6% |
| t | 8992 | 5.1% |
| Other values (8) | 37724 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 176612 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| o | 23812 | |
| h | 17870 | |
| c | 16950 | |
| e | 14092 | 8.0% |
| a | 14092 | 8.0% |
| l | 11962 | 6.8% |
| s | 11118 | 6.3% |
| r | 10058 | 5.7% |
| i | 9942 | 5.6% |
| t | 8992 | 5.1% |
| Other values (8) | 37724 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 176612 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| o | 23812 | |
| h | 17870 | |
| c | 16950 | |
| e | 14092 | 8.0% |
| a | 14092 | 8.0% |
| l | 11962 | 6.8% |
| s | 11118 | 6.3% |
| r | 10058 | 5.7% |
| i | 9942 | 5.6% |
| t | 8992 | 5.1% |
| Other values (8) | 37724 |
Experience
Real number (ℝ)
HIGH CORRELATION  ZEROS 
| Distinct | 62 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 17.52275 |
| Minimum | 0 |
|---|---|
| Maximum | 61 |
| Zeros | 1706 |
| Zeros (%) | 8.5% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 9 |
| median | 17 |
| Q3 | 25 |
| 95-th percentile | 37 |
| Maximum | 61 |
| Range | 61 |
| Interquartile range (IQR) | 16 |
Descriptive statistics
| Standard deviation | 11.316836 |
|---|---|
| Coefficient of variation (CV) | 0.64583678 |
| Kurtosis | -0.37090463 |
| Mean | 17.52275 |
| Median Absolute Deviation (MAD) | 8 |
| Skewness | 0.33998065 |
| Sum | 350455 |
| Variance | 128.07079 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 1706 | 8.5% |
| 18 | 722 | 3.6% |
| 15 | 666 | 3.3% |
| 16 | 654 | 3.3% |
| 13 | 641 | 3.2% |
| 17 | 635 | 3.2% |
| 14 | 627 | 3.1% |
| 21 | 619 | 3.1% |
| 19 | 611 | 3.1% |
| 22 | 610 | 3.0% |
| Other values (52) | 12509 |
| Value | Count | Frequency (%) |
| 0 | 1706 | |
| 1 | 275 | 1.4% |
| 2 | 306 | 1.5% |
| 3 | 313 | 1.6% |
| 4 | 392 | 2.0% |
| 5 | 423 | 2.1% |
| 6 | 440 | 2.2% |
| 7 | 443 | 2.2% |
| 8 | 476 | 2.4% |
| 9 | 547 | 2.7% |
| Value | Count | Frequency (%) |
| 61 | 1 | < 0.1% |
| 60 | 1 | < 0.1% |
| 59 | 1 | < 0.1% |
| 58 | 4 | |
| 57 | 6 | |
| 56 | 5 | |
| 55 | 8 | |
| 54 | 5 | |
| 53 | 8 | |
| 52 | 8 |
LoanAmount
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 15578 |
|---|---|
| Distinct (%) | 77.9% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 24882.868 |
| Minimum | 3674 |
|---|---|
| Maximum | 184732 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 3674 |
|---|---|
| 5-th percentile | 9640.95 |
| Q1 | 15575 |
| median | 21914.5 |
| Q3 | 30835 |
| 95-th percentile | 50368.3 |
| Maximum | 184732 |
| Range | 181058 |
| Interquartile range (IQR) | 15260 |
Descriptive statistics
| Standard deviation | 13427.421 |
|---|---|
| Coefficient of variation (CV) | 0.53962515 |
| Kurtosis | 6.768544 |
| Mean | 24882.868 |
| Median Absolute Deviation (MAD) | 7250 |
| Skewness | 1.8336878 |
| Sum | 4.9765736 × 108 |
| Variance | 1.8029564 × 108 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 21849 | 6 | < 0.1% |
| 14075 | 6 | < 0.1% |
| 20937 | 5 | < 0.1% |
| 21621 | 5 | < 0.1% |
| 19627 | 5 | < 0.1% |
| 18597 | 5 | < 0.1% |
| 19891 | 5 | < 0.1% |
| 18400 | 5 | < 0.1% |
| 28201 | 5 | < 0.1% |
| 20655 | 5 | < 0.1% |
| Other values (15568) | 19948 |
| Value | Count | Frequency (%) |
| 3674 | 1 | |
| 3729 | 1 | |
| 3771 | 1 | |
| 3961 | 1 | |
| 4044 | 1 | |
| 4070 | 1 | |
| 4173 | 1 | |
| 4188 | 1 | |
| 4319 | 1 | |
| 4326 | 1 |
| Value | Count | Frequency (%) |
| 184732 | 1 | |
| 158686 | 1 | |
| 148776 | 1 | |
| 136565 | 1 | |
| 129860 | 1 | |
| 127945 | 1 | |
| 127011 | 1 | |
| 125733 | 1 | |
| 121782 | 1 | |
| 121126 | 1 |
LoanDuration
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 10 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 54.057 |
| Minimum | 12 |
|---|---|
| Maximum | 120 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 12 |
|---|---|
| 5-th percentile | 24 |
| Q1 | 36 |
| median | 48 |
| Q3 | 72 |
| 95-th percentile | 108 |
| Maximum | 120 |
| Range | 108 |
| Interquartile range (IQR) | 36 |
Descriptive statistics
| Standard deviation | 24.664857 |
|---|---|
| Coefficient of variation (CV) | 0.45627499 |
| Kurtosis | 0.16728512 |
| Mean | 54.057 |
| Median Absolute Deviation (MAD) | 12 |
| Skewness | 0.65132984 |
| Sum | 1081140 |
| Variance | 608.35517 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 48 | 3991 | |
| 60 | 3982 | |
| 36 | 3971 | |
| 72 | 2046 | |
| 24 | 1972 | |
| 84 | 1059 | 5.3% |
| 96 | 1001 | 5.0% |
| 12 | 959 | 4.8% |
| 120 | 537 | 2.7% |
| 108 | 482 | 2.4% |
| Value | Count | Frequency (%) |
| 12 | 959 | 4.8% |
| 24 | 1972 | |
| 36 | 3971 | |
| 48 | 3991 | |
| 60 | 3982 | |
| 72 | 2046 | |
| 84 | 1059 | 5.3% |
| 96 | 1001 | 5.0% |
| 108 | 482 | 2.4% |
| 120 | 537 | 2.7% |
| Value | Count | Frequency (%) |
| 120 | 537 | 2.7% |
| 108 | 482 | 2.4% |
| 96 | 1001 | 5.0% |
| 84 | 1059 | 5.3% |
| 72 | 2046 | |
| 60 | 3982 | |
| 48 | 3991 | |
| 36 | 3971 | |
| 24 | 1972 | |
| 12 | 959 | 4.8% |
MaritalStatus
Categorical
| Distinct | 4 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.1 MiB |
| Married | |
|---|---|
| Single | |
| Divorced | |
| Widowed | 999 |
Length
| Max length | 8 |
|---|---|
| Median length | 7 |
| Mean length | 6.8402 |
| Min length | 6 |
Characters and Unicode
| Total characters | 136804 |
|---|---|
| Distinct characters | 16 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Married |
|---|---|
| 2nd row | Single |
| 3rd row | Married |
| 4th row | Single |
| 5th row | Married |
Common Values
| Value | Count | Frequency (%) |
| Married | 10041 | |
| Single | 6078 | |
| Divorced | 2882 | 14.4% |
| Widowed | 999 | 5.0% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| married | 10041 | |
| single | 6078 | |
| divorced | 2882 | 14.4% |
| widowed | 999 | 5.0% |
Most occurring characters
| Value | Count | Frequency (%) |
| r | 22964 | |
| i | 20000 | |
| e | 20000 | |
| d | 14921 | |
| M | 10041 | |
| a | 10041 | |
| S | 6078 | 4.4% |
| n | 6078 | 4.4% |
| g | 6078 | 4.4% |
| l | 6078 | 4.4% |
| Other values (6) | 14525 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 136804 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| r | 22964 | |
| i | 20000 | |
| e | 20000 | |
| d | 14921 | |
| M | 10041 | |
| a | 10041 | |
| S | 6078 | 4.4% |
| n | 6078 | 4.4% |
| g | 6078 | 4.4% |
| l | 6078 | 4.4% |
| Other values (6) | 14525 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 136804 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| r | 22964 | |
| i | 20000 | |
| e | 20000 | |
| d | 14921 | |
| M | 10041 | |
| a | 10041 | |
| S | 6078 | 4.4% |
| n | 6078 | 4.4% |
| g | 6078 | 4.4% |
| l | 6078 | 4.4% |
| Other values (6) | 14525 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 136804 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| r | 22964 | |
| i | 20000 | |
| e | 20000 | |
| d | 14921 | |
| M | 10041 | |
| a | 10041 | |
| S | 6078 | 4.4% |
| n | 6078 | 4.4% |
| g | 6078 | 4.4% |
| l | 6078 | 4.4% |
| Other values (6) | 14525 |
NumberOfDependents
Real number (ℝ)
ZEROS 
| Distinct | 6 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1.5173 |
| Minimum | 0 |
|---|---|
| Maximum | 5 |
| Zeros | 6074 |
| Zeros (%) | 30.4% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 1 |
| Q3 | 2 |
| 95-th percentile | 4 |
| Maximum | 5 |
| Range | 5 |
| Interquartile range (IQR) | 2 |
Descriptive statistics
| Standard deviation | 1.3863249 |
|---|---|
| Coefficient of variation (CV) | 0.91367886 |
| Kurtosis | -0.48616534 |
| Mean | 1.5173 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 0.63991934 |
| Sum | 30346 |
| Variance | 1.9218968 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 6074 | |
| 1 | 5027 | |
| 2 | 3916 | |
| 3 | 3033 | |
| 4 | 1362 | 6.8% |
| 5 | 588 | 2.9% |
| Value | Count | Frequency (%) |
| 0 | 6074 | |
| 1 | 5027 | |
| 2 | 3916 | |
| 3 | 3033 | |
| 4 | 1362 | 6.8% |
| 5 | 588 | 2.9% |
| Value | Count | Frequency (%) |
| 5 | 588 | 2.9% |
| 4 | 1362 | 6.8% |
| 3 | 3033 | |
| 2 | 3916 | |
| 1 | 5027 | |
| 0 | 6074 |
HomeOwnershipStatus
Categorical
| Distinct | 4 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.0 MiB |
| Mortgage | |
|---|---|
| Rent | |
| Own | |
| Other |
Length
| Max length | 8 |
|---|---|
| Median length | 5 |
| Mean length | 5.4927 |
| Min length | 3 |
Characters and Unicode
| Total characters | 109854 |
|---|---|
| Distinct characters | 12 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Own |
|---|---|
| 2nd row | Mortgage |
| 3rd row | Rent |
| 4th row | Mortgage |
| 5th row | Mortgage |
Common Values
| Value | Count | Frequency (%) |
| Mortgage | 7939 | |
| Rent | 6087 | |
| Own | 3938 | |
| Other | 2036 | 10.2% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| mortgage | 7939 | |
| rent | 6087 | |
| own | 3938 | |
| other | 2036 | 10.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| t | 16062 | |
| e | 16062 | |
| g | 15878 | |
| n | 10025 | |
| r | 9975 | |
| M | 7939 | |
| o | 7939 | |
| a | 7939 | |
| R | 6087 | 5.5% |
| O | 5974 | 5.4% |
| Other values (2) | 5974 | 5.4% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 109854 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| t | 16062 | |
| e | 16062 | |
| g | 15878 | |
| n | 10025 | |
| r | 9975 | |
| M | 7939 | |
| o | 7939 | |
| a | 7939 | |
| R | 6087 | 5.5% |
| O | 5974 | 5.4% |
| Other values (2) | 5974 | 5.4% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 109854 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| t | 16062 | |
| e | 16062 | |
| g | 15878 | |
| n | 10025 | |
| r | 9975 | |
| M | 7939 | |
| o | 7939 | |
| a | 7939 | |
| R | 6087 | 5.5% |
| O | 5974 | 5.4% |
| Other values (2) | 5974 | 5.4% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 109854 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| t | 16062 | |
| e | 16062 | |
| g | 15878 | |
| n | 10025 | |
| r | 9975 | |
| M | 7939 | |
| o | 7939 | |
| a | 7939 | |
| R | 6087 | 5.5% |
| O | 5974 | 5.4% |
| Other values (2) | 5974 | 5.4% |
MonthlyDebtPayments
Real number (ℝ)
| Distinct | 1299 |
|---|---|
| Distinct (%) | 6.5% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 454.2927 |
| Minimum | 50 |
|---|---|
| Maximum | 2919 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 50 |
|---|---|
| 5-th percentile | 176 |
| Q1 | 286 |
| median | 402 |
| Q3 | 564 |
| 95-th percentile | 909 |
| Maximum | 2919 |
| Range | 2869 |
| Interquartile range (IQR) | 278 |
Descriptive statistics
| Standard deviation | 240.50761 |
|---|---|
| Coefficient of variation (CV) | 0.52941112 |
| Kurtosis | 4.9195961 |
| Mean | 454.2927 |
| Median Absolute Deviation (MAD) | 132 |
| Skewness | 1.6534347 |
| Sum | 9085854 |
| Variance | 57843.91 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 352 | 62 | 0.3% |
| 305 | 61 | 0.3% |
| 298 | 58 | 0.3% |
| 279 | 58 | 0.3% |
| 262 | 57 | 0.3% |
| 264 | 55 | 0.3% |
| 362 | 55 | 0.3% |
| 312 | 55 | 0.3% |
| 294 | 55 | 0.3% |
| 322 | 54 | 0.3% |
| Other values (1289) | 19430 |
| Value | Count | Frequency (%) |
| 50 | 1 | < 0.1% |
| 60 | 1 | < 0.1% |
| 64 | 1 | < 0.1% |
| 65 | 1 | < 0.1% |
| 73 | 1 | < 0.1% |
| 74 | 1 | < 0.1% |
| 76 | 1 | < 0.1% |
| 78 | 4 | |
| 80 | 2 | |
| 81 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 2919 | 1 | |
| 2501 | 1 | |
| 2390 | 1 | |
| 2375 | 1 | |
| 2240 | 1 | |
| 2192 | 1 | |
| 2093 | 1 | |
| 2085 | 1 | |
| 2028 | 1 | |
| 2005 | 1 |
CreditCardUtilizationRate
Real number (ℝ)
UNIQUE 
| Distinct | 20000 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.28638103 |
| Minimum | 0.00097449075 |
|---|---|
| Maximum | 0.91738008 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0.00097449075 |
|---|---|
| 5-th percentile | 0.06440569 |
| Q1 | 0.16079355 |
| median | 0.2666726 |
| Q3 | 0.39063387 |
| 95-th percentile | 0.58277229 |
| Maximum | 0.91738008 |
| Range | 0.91640559 |
| Interquartile range (IQR) | 0.22984032 |
Descriptive statistics
| Standard deviation | 0.15979289 |
|---|---|
| Coefficient of variation (CV) | 0.55797304 |
| Kurtosis | -0.086264968 |
| Mean | 0.28638103 |
| Median Absolute Deviation (MAD) | 0.1134833 |
| Skewness | 0.601131 |
| Sum | 5727.6206 |
| Variance | 0.025533769 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.3544179188 | 1 | < 0.1% |
| 0.0942023378 | 1 | < 0.1% |
| 0.5376943862 | 1 | < 0.1% |
| 0.09079484564 | 1 | < 0.1% |
| 0.5959970771 | 1 | < 0.1% |
| 0.2115365029 | 1 | < 0.1% |
| 0.6535400156 | 1 | < 0.1% |
| 0.5791351558 | 1 | < 0.1% |
| 0.2342391112 | 1 | < 0.1% |
| 0.3340747098 | 1 | < 0.1% |
| Other values (19990) | 19990 |
| Value | Count | Frequency (%) |
| 0.0009744907528 | 1 | |
| 0.002672350398 | 1 | |
| 0.002771042899 | 1 | |
| 0.002796537593 | 1 | |
| 0.004363674508 | 1 | |
| 0.004603261347 | 1 | |
| 0.004937329494 | 1 | |
| 0.0051921794 | 1 | |
| 0.005922389328 | 1 | |
| 0.006587721375 | 1 |
| Value | Count | Frequency (%) |
| 0.9173800816 | 1 | |
| 0.8785644504 | 1 | |
| 0.8724033515 | 1 | |
| 0.8715007181 | 1 | |
| 0.8700171392 | 1 | |
| 0.8651020153 | 1 | |
| 0.8622049191 | 1 | |
| 0.858538755 | 1 | |
| 0.8534521434 | 1 | |
| 0.8533589544 | 1 |
NumberOfOpenCreditLines
Real number (ℝ)
ZEROS 
| Distinct | 14 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 3.02335 |
| Minimum | 0 |
|---|---|
| Maximum | 13 |
| Zeros | 932 |
| Zeros (%) | 4.7% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1 |
| Q1 | 2 |
| median | 3 |
| Q3 | 4 |
| 95-th percentile | 6 |
| Maximum | 13 |
| Range | 13 |
| Interquartile range (IQR) | 2 |
Descriptive statistics
| Standard deviation | 1.7361611 |
|---|---|
| Coefficient of variation (CV) | 0.57425079 |
| Kurtosis | 0.37132397 |
| Mean | 3.02335 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 0.59966178 |
| Sum | 60467 |
| Variance | 3.0142555 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 3 | 4571 | |
| 2 | 4483 | |
| 4 | 3354 | |
| 1 | 2945 | |
| 5 | 1930 | |
| 6 | 1079 | 5.4% |
| 0 | 932 | 4.7% |
| 7 | 457 | 2.3% |
| 8 | 168 | 0.8% |
| 9 | 59 | 0.3% |
| Other values (4) | 22 | 0.1% |
| Value | Count | Frequency (%) |
| 0 | 932 | 4.7% |
| 1 | 2945 | |
| 2 | 4483 | |
| 3 | 4571 | |
| 4 | 3354 | |
| 5 | 1930 | |
| 6 | 1079 | 5.4% |
| 7 | 457 | 2.3% |
| 8 | 168 | 0.8% |
| 9 | 59 | 0.3% |
| Value | Count | Frequency (%) |
| 13 | 1 | < 0.1% |
| 12 | 1 | < 0.1% |
| 11 | 4 | < 0.1% |
| 10 | 16 | 0.1% |
| 9 | 59 | 0.3% |
| 8 | 168 | 0.8% |
| 7 | 457 | 2.3% |
| 6 | 1079 | 5.4% |
| 5 | 1930 | |
| 4 | 3354 |
NumberOfCreditInquiries
Real number (ℝ)
ZEROS 
| Distinct | 8 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.993 |
| Minimum | 0 |
|---|---|
| Maximum | 7 |
| Zeros | 7299 |
| Zeros (%) | 36.5% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 1 |
| Q3 | 2 |
| 95-th percentile | 3 |
| Maximum | 7 |
| Range | 7 |
| Interquartile range (IQR) | 2 |
Descriptive statistics
| Standard deviation | 0.9869649 |
|---|---|
| Coefficient of variation (CV) | 0.99392235 |
| Kurtosis | 1.1556858 |
| Mean | 0.993 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 1.0120648 |
| Sum | 19860 |
| Variance | 0.9740997 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 1 | 7506 | |
| 0 | 7299 | |
| 2 | 3666 | |
| 3 | 1185 | 5.9% |
| 4 | 272 | 1.4% |
| 5 | 56 | 0.3% |
| 6 | 13 | 0.1% |
| 7 | 3 | < 0.1% |
| Value | Count | Frequency (%) |
| 0 | 7299 | |
| 1 | 7506 | |
| 2 | 3666 | |
| 3 | 1185 | 5.9% |
| 4 | 272 | 1.4% |
| 5 | 56 | 0.3% |
| 6 | 13 | 0.1% |
| 7 | 3 | < 0.1% |
| Value | Count | Frequency (%) |
| 7 | 3 | < 0.1% |
| 6 | 13 | 0.1% |
| 5 | 56 | 0.3% |
| 4 | 272 | 1.4% |
| 3 | 1185 | 5.9% |
| 2 | 3666 | |
| 1 | 7506 | |
| 0 | 7299 |
DebtToIncomeRatio
Real number (ℝ)
UNIQUE 
| Distinct | 20000 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.28573465 |
| Minimum | 0.001720029 |
|---|---|
| Maximum | 0.90225269 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0.001720029 |
|---|---|
| 5-th percentile | 0.061923394 |
| Q1 | 0.16103468 |
| median | 0.26445402 |
| Q3 | 0.39032693 |
| 95-th percentile | 0.5816933 |
| Maximum | 0.90225269 |
| Range | 0.90053266 |
| Interquartile range (IQR) | 0.22929225 |
Descriptive statistics
| Standard deviation | 0.16021077 |
|---|---|
| Coefficient of variation (CV) | 0.56069774 |
| Kurtosis | -0.1260255 |
| Mean | 0.28573465 |
| Median Absolute Deviation (MAD) | 0.11286968 |
| Skewness | 0.59385847 |
| Sum | 5714.693 |
| Variance | 0.025667491 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.3583355997 | 1 | < 0.1% |
| 0.2253978161 | 1 | < 0.1% |
| 0.2953738978 | 1 | < 0.1% |
| 0.1609049905 | 1 | < 0.1% |
| 0.3138623202 | 1 | < 0.1% |
| 0.2211455603 | 1 | < 0.1% |
| 0.3907372155 | 1 | < 0.1% |
| 0.3567864212 | 1 | < 0.1% |
| 0.1174018152 | 1 | < 0.1% |
| 0.5041143059 | 1 | < 0.1% |
| Other values (19990) | 19990 |
| Value | Count | Frequency (%) |
| 0.001720029008 | 1 | |
| 0.002016133438 | 1 | |
| 0.002288094478 | 1 | |
| 0.002883214685 | 1 | |
| 0.003568471843 | 1 | |
| 0.003677660736 | 1 | |
| 0.0040777842 | 1 | |
| 0.004558310876 | 1 | |
| 0.00511858093 | 1 | |
| 0.005768054115 | 1 |
| Value | Count | Frequency (%) |
| 0.9022526895 | 1 | |
| 0.8809466756 | 1 | |
| 0.8802357029 | 1 | |
| 0.8668074296 | 1 | |
| 0.8582646802 | 1 | |
| 0.8529877817 | 1 | |
| 0.8456869555 | 1 | |
| 0.8429225136 | 1 | |
| 0.8365443736 | 1 | |
| 0.8362913514 | 1 |
BankruptcyHistory
Categorical
IMBALANCE 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 976.7 KiB |
| 0 | |
|---|---|
| 1 | 1048 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 20000 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 18952 | |
| 1 | 1048 | 5.2% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 18952 | |
| 1 | 1048 | 5.2% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 18952 | |
| 1 | 1048 | 5.2% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 20000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 18952 | |
| 1 | 1048 | 5.2% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 20000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 18952 | |
| 1 | 1048 | 5.2% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 20000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 18952 | |
| 1 | 1048 | 5.2% |
LoanPurpose
Categorical
| Distinct | 5 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.1 MiB |
| Home | |
|---|---|
| Debt Consolidation | |
| Auto | |
| Education | |
| Other |
Length
| Max length | 18 |
|---|---|
| Median length | 9 |
| Mean length | 8.3712 |
| Min length | 4 |
Characters and Unicode
| Total characters | 167424 |
|---|---|
| Distinct characters | 22 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Home |
|---|---|
| 2nd row | Debt Consolidation |
| 3rd row | Education |
| 4th row | Home |
| 5th row | Debt Consolidation |
Common Values
| Value | Count | Frequency (%) |
| Home | 5925 | |
| Debt Consolidation | 5027 | |
| Auto | 4034 | |
| Education | 3008 | |
| Other | 2006 | 10.0% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| home | 5925 | |
| debt | 5027 | |
| consolidation | 5027 | |
| auto | 4034 | |
| education | 3008 | |
| other | 2006 | 8.0% |
Most occurring characters
| Value | Count | Frequency (%) |
| o | 28048 | |
| t | 19102 | |
| i | 13062 | 7.8% |
| n | 13062 | 7.8% |
| e | 12958 | 7.7% |
| a | 8035 | 4.8% |
| d | 8035 | 4.8% |
| u | 7042 | 4.2% |
| H | 5925 | 3.5% |
| m | 5925 | 3.5% |
| Other values (12) | 46230 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 167424 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| o | 28048 | |
| t | 19102 | |
| i | 13062 | 7.8% |
| n | 13062 | 7.8% |
| e | 12958 | 7.7% |
| a | 8035 | 4.8% |
| d | 8035 | 4.8% |
| u | 7042 | 4.2% |
| H | 5925 | 3.5% |
| m | 5925 | 3.5% |
| Other values (12) | 46230 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 167424 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| o | 28048 | |
| t | 19102 | |
| i | 13062 | 7.8% |
| n | 13062 | 7.8% |
| e | 12958 | 7.7% |
| a | 8035 | 4.8% |
| d | 8035 | 4.8% |
| u | 7042 | 4.2% |
| H | 5925 | 3.5% |
| m | 5925 | 3.5% |
| Other values (12) | 46230 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 167424 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| o | 28048 | |
| t | 19102 | |
| i | 13062 | 7.8% |
| n | 13062 | 7.8% |
| e | 12958 | 7.7% |
| a | 8035 | 4.8% |
| d | 8035 | 4.8% |
| u | 7042 | 4.2% |
| H | 5925 | 3.5% |
| m | 5925 | 3.5% |
| Other values (12) | 46230 |
PreviousLoanDefaults
Categorical
IMBALANCE 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 976.7 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 20000 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 17999 | |
| 1 | 2001 | 10.0% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 17999 | |
| 1 | 2001 | 10.0% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 17999 | |
| 1 | 2001 | 10.0% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 20000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 17999 | |
| 1 | 2001 | 10.0% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 20000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 17999 | |
| 1 | 2001 | 10.0% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 20000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 17999 | |
| 1 | 2001 | 10.0% |
PaymentHistory
Real number (ℝ)
| Distinct | 38 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 23.99365 |
| Minimum | 8 |
|---|---|
| Maximum | 45 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 8 |
|---|---|
| 5-th percentile | 16 |
| Q1 | 21 |
| median | 24 |
| Q3 | 27 |
| 95-th percentile | 32 |
| Maximum | 45 |
| Range | 37 |
| Interquartile range (IQR) | 6 |
Descriptive statistics
| Standard deviation | 4.9454355 |
|---|---|
| Coefficient of variation (CV) | 0.20611435 |
| Kurtosis | 0.019649845 |
| Mean | 23.99365 |
| Median Absolute Deviation (MAD) | 3 |
| Skewness | 0.21346549 |
| Sum | 479873 |
| Variance | 24.457333 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 23 | 1615 | 8.1% |
| 24 | 1596 | 8.0% |
| 22 | 1571 | 7.9% |
| 25 | 1546 | 7.7% |
| 21 | 1392 | 7.0% |
| 26 | 1378 | 6.9% |
| 27 | 1323 | 6.6% |
| 20 | 1252 | 6.3% |
| 28 | 1076 | 5.4% |
| 19 | 1064 | 5.3% |
| Other values (28) | 6187 |
| Value | Count | Frequency (%) |
| 8 | 3 | < 0.1% |
| 9 | 6 | < 0.1% |
| 10 | 14 | 0.1% |
| 11 | 38 | 0.2% |
| 12 | 55 | 0.3% |
| 13 | 109 | 0.5% |
| 14 | 179 | 0.9% |
| 15 | 309 | |
| 16 | 415 | |
| 17 | 646 |
| Value | Count | Frequency (%) |
| 45 | 1 | < 0.1% |
| 44 | 1 | < 0.1% |
| 43 | 2 | < 0.1% |
| 42 | 1 | < 0.1% |
| 41 | 11 | 0.1% |
| 40 | 18 | 0.1% |
| 39 | 42 | |
| 38 | 40 | 0.2% |
| 37 | 64 | |
| 36 | 102 |
LengthOfCreditHistory
Real number (ℝ)
| Distinct | 29 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 14.9573 |
| Minimum | 1 |
|---|---|
| Maximum | 29 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 1 |
|---|---|
| 5-th percentile | 2 |
| Q1 | 8 |
| median | 15 |
| Q3 | 22 |
| 95-th percentile | 28 |
| Maximum | 29 |
| Range | 28 |
| Interquartile range (IQR) | 14 |
Descriptive statistics
| Standard deviation | 8.3715519 |
|---|---|
| Coefficient of variation (CV) | 0.55969673 |
| Kurtosis | -1.1957031 |
| Mean | 14.9573 |
| Median Absolute Deviation (MAD) | 7 |
| Skewness | 0.002988583 |
| Sum | 299146 |
| Variance | 70.082881 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 11 | 740 | 3.7% |
| 9 | 737 | 3.7% |
| 28 | 736 | 3.7% |
| 1 | 732 | 3.7% |
| 2 | 725 | 3.6% |
| 19 | 725 | 3.6% |
| 14 | 715 | 3.6% |
| 21 | 713 | 3.6% |
| 10 | 708 | 3.5% |
| 16 | 708 | 3.5% |
| Other values (19) | 12761 |
| Value | Count | Frequency (%) |
| 1 | 732 | |
| 2 | 725 | |
| 3 | 691 | |
| 4 | 649 | |
| 5 | 665 | |
| 6 | 667 | |
| 7 | 663 | |
| 8 | 681 | |
| 9 | 737 | |
| 10 | 708 |
| Value | Count | Frequency (%) |
| 29 | 648 | |
| 28 | 736 | |
| 27 | 688 | |
| 26 | 706 | |
| 25 | 678 | |
| 24 | 670 | |
| 23 | 669 | |
| 22 | 625 | |
| 21 | 713 | |
| 20 | 690 |
SavingsAccountBalance
Real number (ℝ)
| Distinct | 9199 |
|---|---|
| Distinct (%) | 46.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 4946.0522 |
| Minimum | 73 |
|---|---|
| Maximum | 200089 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 73 |
|---|---|
| 5-th percentile | 573 |
| Q1 | 1541.75 |
| median | 2986 |
| Q3 | 5873.25 |
| 95-th percentile | 15485.5 |
| Maximum | 200089 |
| Range | 200016 |
| Interquartile range (IQR) | 4331.5 |
Descriptive statistics
| Standard deviation | 6604.8875 |
|---|---|
| Coefficient of variation (CV) | 1.3353857 |
| Kurtosis | 79.171685 |
| Mean | 4946.0522 |
| Median Absolute Deviation (MAD) | 1778 |
| Skewness | 6.0600985 |
| Sum | 98921043 |
| Variance | 43624539 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 1165 | 14 | 0.1% |
| 1411 | 13 | 0.1% |
| 1138 | 12 | 0.1% |
| 1139 | 11 | 0.1% |
| 770 | 11 | 0.1% |
| 2324 | 11 | 0.1% |
| 2134 | 11 | 0.1% |
| 1303 | 11 | 0.1% |
| 993 | 11 | 0.1% |
| 802 | 10 | 0.1% |
| Other values (9189) | 19885 |
| Value | Count | Frequency (%) |
| 73 | 1 | |
| 76 | 1 | |
| 78 | 1 | |
| 79 | 1 | |
| 86 | 1 | |
| 87 | 1 | |
| 94 | 1 | |
| 95 | 1 | |
| 96 | 1 | |
| 98 | 1 |
| Value | Count | Frequency (%) |
| 200089 | 1 | |
| 112659 | 1 | |
| 112128 | 1 | |
| 110226 | 1 | |
| 100019 | 1 | |
| 99503 | 1 | |
| 97299 | 1 | |
| 91158 | 1 | |
| 90467 | 1 | |
| 89793 | 1 |
CheckingAccountBalance
Real number (ℝ)
| Distinct | 5151 |
|---|---|
| Distinct (%) | 25.8% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1782.5551 |
| Minimum | 24 |
|---|---|
| Maximum | 52572 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 24 |
|---|---|
| 5-th percentile | 208 |
| Q1 | 551 |
| median | 1116 |
| Q3 | 2126 |
| 95-th percentile | 5608 |
| Maximum | 52572 |
| Range | 52548 |
| Interquartile range (IQR) | 1575 |
Descriptive statistics
| Standard deviation | 2245.3788 |
|---|---|
| Coefficient of variation (CV) | 1.2596406 |
| Kurtosis | 43.134131 |
| Mean | 1782.5551 |
| Median Absolute Deviation (MAD) | 666 |
| Skewness | 4.7461421 |
| Sum | 35651102 |
| Variance | 5041726 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 303 | 21 | 0.1% |
| 595 | 21 | 0.1% |
| 286 | 20 | 0.1% |
| 484 | 19 | 0.1% |
| 285 | 19 | 0.1% |
| 757 | 19 | 0.1% |
| 478 | 19 | 0.1% |
| 357 | 19 | 0.1% |
| 503 | 19 | 0.1% |
| 278 | 19 | 0.1% |
| Other values (5141) | 19805 |
| Value | Count | Frequency (%) |
| 24 | 1 | |
| 25 | 2 | |
| 27 | 1 | |
| 28 | 1 | |
| 29 | 1 | |
| 36 | 1 | |
| 37 | 2 | |
| 40 | 2 | |
| 41 | 1 | |
| 42 | 2 |
| Value | Count | Frequency (%) |
| 52572 | 1 | |
| 38024 | 1 | |
| 34414 | 1 | |
| 32181 | 1 | |
| 30383 | 1 | |
| 29743 | 1 | |
| 28915 | 1 | |
| 26931 | 1 | |
| 26657 | 1 | |
| 26294 | 1 |
TotalAssets
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 18814 |
|---|---|
| Distinct (%) | 94.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 96964.395 |
| Minimum | 2098 |
|---|---|
| Maximum | 2619627 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 2098 |
|---|---|
| 5-th percentile | 12514.95 |
| Q1 | 31180.25 |
| median | 60699 |
| Q3 | 117405.25 |
| 95-th percentile | 294855.75 |
| Maximum | 2619627 |
| Range | 2617529 |
| Interquartile range (IQR) | 86225 |
Descriptive statistics
| Standard deviation | 120799.94 |
|---|---|
| Coefficient of variation (CV) | 1.2458175 |
| Kurtosis | 56.217956 |
| Mean | 96964.395 |
| Median Absolute Deviation (MAD) | 35746.5 |
| Skewness | 5.3113264 |
| Sum | 1.9392879 × 109 |
| Variance | 1.4592625 × 1010 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 22522 | 3 | < 0.1% |
| 49960 | 3 | < 0.1% |
| 109420 | 3 | < 0.1% |
| 69947 | 3 | < 0.1% |
| 26672 | 3 | < 0.1% |
| 31684 | 3 | < 0.1% |
| 50064 | 3 | < 0.1% |
| 17748 | 3 | < 0.1% |
| 54508 | 3 | < 0.1% |
| 20640 | 3 | < 0.1% |
| Other values (18804) | 19970 |
| Value | Count | Frequency (%) |
| 2098 | 1 | |
| 2370 | 1 | |
| 2505 | 1 | |
| 2597 | 1 | |
| 2760 | 1 | |
| 2854 | 1 | |
| 2929 | 1 | |
| 2973 | 1 | |
| 3147 | 1 | |
| 3253 | 1 |
| Value | Count | Frequency (%) |
| 2619627 | 1 | |
| 2612797 | 1 | |
| 2141590 | 1 | |
| 2131807 | 1 | |
| 2123832 | 1 | |
| 1739999 | 1 | |
| 1719754 | 1 | |
| 1665558 | 1 | |
| 1628933 | 1 | |
| 1585716 | 1 |
TotalLiabilities
Real number (ℝ)
| Distinct | 17163 |
|---|---|
| Distinct (%) | 85.8% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 36252.413 |
| Minimum | 372 |
|---|---|
| Maximum | 1417302 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 372 |
|---|---|
| 5-th percentile | 4246 |
| Q1 | 11196.75 |
| median | 22203 |
| Q3 | 43146.5 |
| 95-th percentile | 112298 |
| Maximum | 1417302 |
| Range | 1416930 |
| Interquartile range (IQR) | 31949.75 |
Descriptive statistics
| Standard deviation | 47251.511 |
|---|---|
| Coefficient of variation (CV) | 1.3034032 |
| Kurtosis | 78.565755 |
| Mean | 36252.413 |
| Median Absolute Deviation (MAD) | 13345 |
| Skewness | 5.848874 |
| Sum | 7.2504826 × 108 |
| Variance | 2.2327053 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 6721 | 5 | < 0.1% |
| 13145 | 5 | < 0.1% |
| 5950 | 5 | < 0.1% |
| 9516 | 5 | < 0.1% |
| 18910 | 5 | < 0.1% |
| 11576 | 5 | < 0.1% |
| 14335 | 5 | < 0.1% |
| 7876 | 5 | < 0.1% |
| 9995 | 5 | < 0.1% |
| 12825 | 4 | < 0.1% |
| Other values (17153) | 19951 |
| Value | Count | Frequency (%) |
| 372 | 1 | |
| 565 | 1 | |
| 576 | 1 | |
| 609 | 1 | |
| 625 | 1 | |
| 741 | 1 | |
| 743 | 1 | |
| 753 | 1 | |
| 757 | 1 | |
| 769 | 1 |
| Value | Count | Frequency (%) |
| 1417302 | 1 | |
| 1020702 | 1 | |
| 912238 | 1 | |
| 745195 | 1 | |
| 731375 | 1 | |
| 682492 | 1 | |
| 641082 | 1 | |
| 619124 | 1 | |
| 588103 | 1 | |
| 552089 | 1 |
MonthlyIncome
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 17489 |
|---|---|
| Distinct (%) | 87.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 4891.7155 |
| Minimum | 1250 |
|---|---|
| Maximum | 25000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 1250 |
|---|---|
| 5-th percentile | 1444.2333 |
| Q1 | 2629.5833 |
| median | 4034.75 |
| Q3 | 6163 |
| 95-th percentile | 11230.421 |
| Maximum | 25000 |
| Range | 23750 |
| Interquartile range (IQR) | 3533.4167 |
Descriptive statistics
| Standard deviation | 3296.7716 |
|---|---|
| Coefficient of variation (CV) | 0.67394998 |
| Kurtosis | 5.8552998 |
| Mean | 4891.7155 |
| Median Absolute Deviation (MAD) | 1627.9583 |
| Skewness | 1.9929286 |
| Sum | 97834310 |
| Variance | 10868703 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 1250 | 591 | 3.0% |
| 25000 | 26 | 0.1% |
| 5672 | 4 | < 0.1% |
| 2052.25 | 4 | < 0.1% |
| 2913.166667 | 4 | < 0.1% |
| 2226.75 | 4 | < 0.1% |
| 2203.083333 | 4 | < 0.1% |
| 3050.333333 | 4 | < 0.1% |
| 5884.833333 | 3 | < 0.1% |
| 2118.583333 | 3 | < 0.1% |
| Other values (17479) | 19353 |
| Value | Count | Frequency (%) |
| 1250 | 591 | |
| 1250.333333 | 1 | < 0.1% |
| 1250.416667 | 1 | < 0.1% |
| 1252.583333 | 1 | < 0.1% |
| 1253.583333 | 1 | < 0.1% |
| 1254.083333 | 1 | < 0.1% |
| 1254.333333 | 1 | < 0.1% |
| 1254.5 | 1 | < 0.1% |
| 1254.916667 | 1 | < 0.1% |
| 1256.166667 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 25000 | 26 | |
| 24935.83333 | 1 | < 0.1% |
| 24730.5 | 1 | < 0.1% |
| 24651.5 | 1 | < 0.1% |
| 23931.66667 | 1 | < 0.1% |
| 23928.91667 | 1 | < 0.1% |
| 23904.66667 | 1 | < 0.1% |
| 23896.66667 | 1 | < 0.1% |
| 23801.41667 | 1 | < 0.1% |
| 23797.25 | 1 | < 0.1% |
UtilityBillsPaymentHistory
Real number (ℝ)
UNIQUE 
| Distinct | 20000 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.79991765 |
| Minimum | 0.25920306 |
|---|---|
| Maximum | 0.99943276 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0.25920306 |
|---|---|
| 5-th percentile | 0.57202008 |
| Q1 | 0.72737948 |
| median | 0.82096176 |
| Q3 | 0.89233345 |
| 95-th percentile | 0.95816691 |
| Maximum | 0.99943276 |
| Range | 0.7402297 |
| Interquartile range (IQR) | 0.16495397 |
Descriptive statistics
| Standard deviation | 0.12066495 |
|---|---|
| Coefficient of variation (CV) | 0.15084671 |
| Kurtosis | 0.55380296 |
| Mean | 0.79991765 |
| Median Absolute Deviation (MAD) | 0.079941033 |
| Skewness | -0.84623367 |
| Sum | 15998.353 |
| Variance | 0.01456003 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.7249720461 | 1 | < 0.1% |
| 0.8551805192 | 1 | < 0.1% |
| 0.6771703281 | 1 | < 0.1% |
| 0.7399874196 | 1 | < 0.1% |
| 0.8871823215 | 1 | < 0.1% |
| 0.9183733645 | 1 | < 0.1% |
| 0.6946281392 | 1 | < 0.1% |
| 0.4526056762 | 1 | < 0.1% |
| 0.8810390695 | 1 | < 0.1% |
| 0.6783711547 | 1 | < 0.1% |
| Other values (19990) | 19990 |
| Value | Count | Frequency (%) |
| 0.2592030578 | 1 | |
| 0.2700363502 | 1 | |
| 0.2710050672 | 1 | |
| 0.2761001659 | 1 | |
| 0.2765661479 | 1 | |
| 0.2844224932 | 1 | |
| 0.2970491725 | 1 | |
| 0.2973604192 | 1 | |
| 0.298948528 | 1 | |
| 0.3033782778 | 1 |
| Value | Count | Frequency (%) |
| 0.9994327597 | 1 | |
| 0.9989661231 | 1 | |
| 0.9986182115 | 1 | |
| 0.9981940454 | 1 | |
| 0.9979088025 | 1 | |
| 0.9976676268 | 1 | |
| 0.9976164155 | 1 | |
| 0.9974302787 | 1 | |
| 0.9968968011 | 1 | |
| 0.9966365444 | 1 |
JobTenure
Real number (ℝ)
| Distinct | 17 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 5.00265 |
| Minimum | 0 |
|---|---|
| Maximum | 16 |
| Zeros | 152 |
| Zeros (%) | 0.8% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 2 |
| Q1 | 3 |
| median | 5 |
| Q3 | 6 |
| 95-th percentile | 9 |
| Maximum | 16 |
| Range | 16 |
| Interquartile range (IQR) | 3 |
Descriptive statistics
| Standard deviation | 2.2368042 |
|---|---|
| Coefficient of variation (CV) | 0.44712387 |
| Kurtosis | 0.14834702 |
| Mean | 5.00265 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | 0.43645246 |
| Sum | 100053 |
| Variance | 5.0032931 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 4 | 3609 | |
| 5 | 3528 | |
| 6 | 2835 | |
| 3 | 2759 | |
| 7 | 2098 | |
| 2 | 1675 | |
| 8 | 1279 | 6.4% |
| 9 | 770 | 3.9% |
| 1 | 652 | 3.3% |
| 10 | 392 | 2.0% |
| Other values (7) | 403 | 2.0% |
| Value | Count | Frequency (%) |
| 0 | 152 | 0.8% |
| 1 | 652 | 3.3% |
| 2 | 1675 | |
| 3 | 2759 | |
| 4 | 3609 | |
| 5 | 3528 | |
| 6 | 2835 | |
| 7 | 2098 | |
| 8 | 1279 | 6.4% |
| 9 | 770 | 3.9% |
| Value | Count | Frequency (%) |
| 16 | 1 | < 0.1% |
| 15 | 2 | < 0.1% |
| 14 | 8 | < 0.1% |
| 13 | 28 | 0.1% |
| 12 | 66 | 0.3% |
| 11 | 146 | 0.7% |
| 10 | 392 | 2.0% |
| 9 | 770 | 3.9% |
| 8 | 1279 | |
| 7 | 2098 |
NetWorth
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 17724 |
|---|---|
| Distinct (%) | 88.6% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 72294.319 |
| Minimum | 1000 |
|---|---|
| Maximum | 2603208 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 1000 |
|---|---|
| 5-th percentile | 2638.95 |
| Q1 | 8734.75 |
| median | 32855.5 |
| Q3 | 88825.5 |
| 95-th percentile | 269452.9 |
| Maximum | 2603208 |
| Range | 2602208 |
| Interquartile range (IQR) | 80090.75 |
Descriptive statistics
| Standard deviation | 117920.02 |
|---|---|
| Coefficient of variation (CV) | 1.6311105 |
| Kurtosis | 61.353817 |
| Mean | 72294.319 |
| Median Absolute Deviation (MAD) | 27266 |
| Skewness | 5.5998442 |
| Sum | 1.4458864 × 109 |
| Variance | 1.3905131 × 1010 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 7030 | 6 | < 0.1% |
| 5423 | 5 | < 0.1% |
| 6523 | 5 | < 0.1% |
| 6880 | 5 | < 0.1% |
| 9803 | 4 | < 0.1% |
| 10073 | 4 | < 0.1% |
| 8009 | 4 | < 0.1% |
| 8884 | 4 | < 0.1% |
| 10833 | 4 | < 0.1% |
| 5230 | 4 | < 0.1% |
| Other values (17714) | 19955 |
| Value | Count | Frequency (%) |
| 1000 | 1 | < 0.1% |
| 1004 | 1 | < 0.1% |
| 1006 | 2 | |
| 1009 | 1 | < 0.1% |
| 1011 | 3 | |
| 1012 | 1 | < 0.1% |
| 1014 | 1 | < 0.1% |
| 1018 | 3 | |
| 1021 | 1 | < 0.1% |
| 1022 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 2603208 | 1 | |
| 2598936 | 1 | |
| 2108279 | 1 | |
| 2106873 | 1 | |
| 2088949 | 1 | |
| 1736889 | 1 | |
| 1681779 | 1 | |
| 1645402 | 1 | |
| 1595777 | 1 | |
| 1570692 | 1 |
BaseInterestRate
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 18742 |
|---|---|
| Distinct (%) | 93.7% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.23912417 |
| Minimum | 0.130101 |
|---|---|
| Maximum | 0.405029 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0.130101 |
|---|---|
| 5-th percentile | 0.18589945 |
| Q1 | 0.21388925 |
| median | 0.236157 |
| Q3 | 0.26153325 |
| 95-th percentile | 0.3017091 |
| Maximum | 0.405029 |
| Range | 0.274928 |
| Interquartile range (IQR) | 0.047644 |
Descriptive statistics
| Standard deviation | 0.035509492 |
|---|---|
| Coefficient of variation (CV) | 0.14849813 |
| Kurtosis | 0.25807461 |
| Mean | 0.23912417 |
| Median Absolute Deviation (MAD) | 0.0236285 |
| Skewness | 0.46185019 |
| Sum | 4782.4834 |
| Variance | 0.0012609241 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.217627 | 4 | < 0.1% |
| 0.232423 | 4 | < 0.1% |
| 0.205029 | 4 | < 0.1% |
| 0.199567 | 4 | < 0.1% |
| 0.247898 | 3 | < 0.1% |
| 0.25785 | 3 | < 0.1% |
| 0.226662 | 3 | < 0.1% |
| 0.262907 | 3 | < 0.1% |
| 0.22179 | 3 | < 0.1% |
| 0.237482 | 3 | < 0.1% |
| Other values (18732) | 19966 |
| Value | Count | Frequency (%) |
| 0.130101 | 1 | |
| 0.130338 | 1 | |
| 0.135055 | 1 | |
| 0.139401 | 1 | |
| 0.140806 | 1 | |
| 0.141703 | 1 | |
| 0.142464 | 1 | |
| 0.144152 | 1 | |
| 0.145969 | 1 | |
| 0.146362 | 1 |
| Value | Count | Frequency (%) |
| 0.405029 | 1 | |
| 0.403615 | 1 | |
| 0.391126 | 1 | |
| 0.38974 | 1 | |
| 0.38932 | 1 | |
| 0.387126 | 1 | |
| 0.384555 | 1 | |
| 0.38226 | 1 | |
| 0.38125 | 1 | |
| 0.3799 | 1 |
InterestRate
Real number (ℝ)
HIGH CORRELATION 
| Distinct | 19999 |
|---|---|
| Distinct (%) | > 99.9% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.23911002 |
| Minimum | 0.11330959 |
|---|---|
| Maximum | 0.44678732 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0.11330959 |
|---|---|
| 5-th percentile | 0.17629732 |
| Q1 | 0.2091425 |
| median | 0.23538999 |
| Q3 | 0.26553181 |
| 95-th percentile | 0.31361118 |
| Maximum | 0.44678732 |
| Range | 0.33347773 |
| Interquartile range (IQR) | 0.056389314 |
Descriptive statistics
| Standard deviation | 0.042205188 |
|---|---|
| Coefficient of variation (CV) | 0.1765095 |
| Kurtosis | 0.30293343 |
| Mean | 0.23911002 |
| Median Absolute Deviation (MAD) | 0.028077632 |
| Skewness | 0.48549103 |
| Sum | 4782.2003 |
| Variance | 0.0017812779 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.2537472 | 2 | < 0.1% |
| 0.2275896304 | 1 | < 0.1% |
| 0.2568953382 | 1 | < 0.1% |
| 0.2118159751 | 1 | < 0.1% |
| 0.2205717842 | 1 | < 0.1% |
| 0.2260620923 | 1 | < 0.1% |
| 0.2379626882 | 1 | < 0.1% |
| 0.2034154623 | 1 | < 0.1% |
| 0.2434104 | 1 | < 0.1% |
| 0.1689304569 | 1 | < 0.1% |
| Other values (19989) | 19989 |
| Value | Count | Frequency (%) |
| 0.1133095948 | 1 | |
| 0.1139712 | 1 | |
| 0.1234115738 | 1 | |
| 0.1252136 | 1 | |
| 0.1257128 | 1 | |
| 0.1295496 | 1 | |
| 0.1301769635 | 1 | |
| 0.1307776 | 1 | |
| 0.1315277618 | 1 | |
| 0.1319541216 | 1 |
| Value | Count | Frequency (%) |
| 0.4467873211 | 1 | |
| 0.4433016 | 1 | |
| 0.4293898142 | 1 | |
| 0.4233622408 | 1 | |
| 0.4200912584 | 1 | |
| 0.4190518457 | 1 | |
| 0.4190290679 | 1 | |
| 0.4083691524 | 1 | |
| 0.4063893038 | 1 | |
| 0.4055500811 | 1 |
MonthlyLoanPayment
Real number (ℝ)
HIGH CORRELATION  UNIQUE 
| Distinct | 20000 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 911.60705 |
| Minimum | 97.030193 |
|---|---|
| Maximum | 10892.63 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 97.030193 |
|---|---|
| 5-th percentile | 288.21791 |
| Q1 | 493.7637 |
| median | 728.51145 |
| Q3 | 1112.7708 |
| 95-th percentile | 2116.4909 |
| Maximum | 10892.63 |
| Range | 10795.599 |
| Interquartile range (IQR) | 619.00706 |
Descriptive statistics
| Standard deviation | 674.58347 |
|---|---|
| Coefficient of variation (CV) | 0.7399937 |
| Kurtosis | 17.631819 |
| Mean | 911.60705 |
| Median Absolute Deviation (MAD) | 280.67559 |
| Skewness | 3.0818453 |
| Sum | 18232141 |
| Variance | 455062.86 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 419.8059916 | 1 | < 0.1% |
| 434.0739753 | 1 | < 0.1% |
| 290.0911693 | 1 | < 0.1% |
| 530.9374894 | 1 | < 0.1% |
| 916.0035524 | 1 | < 0.1% |
| 932.642382 | 1 | < 0.1% |
| 1077.606756 | 1 | < 0.1% |
| 850.3657535 | 1 | < 0.1% |
| 698.0384009 | 1 | < 0.1% |
| 311.7467531 | 1 | < 0.1% |
| Other values (19990) | 19990 |
| Value | Count | Frequency (%) |
| 97.03019289 | 1 | |
| 103.153018 | 1 | |
| 107.6239795 | 1 | |
| 111.2914076 | 1 | |
| 114.8318616 | 1 | |
| 118.0411875 | 1 | |
| 118.3906025 | 1 | |
| 118.4915807 | 1 | |
| 119.2243713 | 1 | |
| 120.5599956 | 1 |
| Value | Count | Frequency (%) |
| 10892.62952 | 1 | |
| 9217.082609 | 1 | |
| 8754.455749 | 1 | |
| 8404.018914 | 1 | |
| 8274.293728 | 1 | |
| 7899.448879 | 1 | |
| 7859.85508 | 1 | |
| 7683.120159 | 1 | |
| 7602.776571 | 1 | |
| 7235.419792 | 1 |
TotalDebtToIncomeRatio
Real number (ℝ)
HIGH CORRELATION  UNIQUE 
| Distinct | 20000 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.40218166 |
| Minimum | 0.016043211 |
|---|---|
| Maximum | 4.6476568 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 156.4 KiB |
Quantile statistics
| Minimum | 0.016043211 |
|---|---|
| 5-th percentile | 0.087854813 |
| Q1 | 0.17969314 |
| median | 0.30271146 |
| Q3 | 0.50921367 |
| 95-th percentile | 1.0527653 |
| Maximum | 4.6476568 |
| Range | 4.6316136 |
| Interquartile range (IQR) | 0.32952053 |
Descriptive statistics
| Standard deviation | 0.3389243 |
|---|---|
| Coefficient of variation (CV) | 0.84271446 |
| Kurtosis | 11.586766 |
| Mean | 0.40218166 |
| Median Absolute Deviation (MAD) | 0.14694587 |
| Skewness | 2.5744941 |
| Sum | 8043.6331 |
| Variance | 0.11486968 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0.1810771978 | 1 | < 0.1% |
| 0.3885856691 | 1 | < 0.1% |
| 0.2194919446 | 1 | < 0.1% |
| 0.09545613757 | 1 | < 0.1% |
| 1.708795859 | 1 | < 0.1% |
| 0.4207257314 | 1 | < 0.1% |
| 0.1327113484 | 1 | < 0.1% |
| 0.2477510427 | 1 | < 0.1% |
| 0.3395185991 | 1 | < 0.1% |
| 0.1854749691 | 1 | < 0.1% |
| Other values (19990) | 19990 |
| Value | Count | Frequency (%) |
| 0.01604321121 | 1 | |
| 0.01652462622 | 1 | |
| 0.01760721406 | 1 | |
| 0.02464195517 | 1 | |
| 0.02465942152 | 1 | |
| 0.02488125074 | 1 | |
| 0.02535006145 | 1 | |
| 0.02598317271 | 1 | |
| 0.02598441134 | 1 | |
| 0.02671890504 | 1 |
| Value | Count | Frequency (%) |
| 4.647656816 | 1 | |
| 4.143179541 | 1 | |
| 3.734202733 | 1 | |
| 3.698624463 | 1 | |
| 3.656697659 | 1 | |
| 3.473635806 | 1 | |
| 3.448054457 | 1 | |
| 3.390851485 | 1 | |
| 3.224208314 | 1 | |
| 3.139027935 | 1 |
LoanApproved
Categorical
HIGH CORRELATION 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 976.7 KiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Characters and Unicode
| Total characters | 20000 |
|---|---|
| Distinct characters | 2 |
| Distinct categories | 1 ? |
| Distinct scripts | 1 ? |
| Distinct blocks | 1 ? |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 15220 | |
| 1 | 4780 | 23.9% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 15220 | |
| 1 | 4780 | 23.9% |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 15220 | |
| 1 | 4780 | 23.9% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 20000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 15220 | |
| 1 | 4780 | 23.9% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 20000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 15220 | |
| 1 | 4780 | 23.9% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 20000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 15220 | |
| 1 | 4780 | 23.9% |
| Age | AnnualIncome | BankruptcyHistory | BaseInterestRate | CheckingAccountBalance | CreditCardUtilizationRate | CreditScore | DebtToIncomeRatio | EducationLevel | EmploymentStatus | Experience | HomeOwnershipStatus | InterestRate | JobTenure | LengthOfCreditHistory | LoanAmount | LoanApproved | LoanDuration | LoanPurpose | MaritalStatus | MonthlyDebtPayments | MonthlyIncome | MonthlyLoanPayment | NetWorth | NumberOfCreditInquiries | NumberOfDependents | NumberOfOpenCreditLines | PaymentHistory | PreviousLoanDefaults | SavingsAccountBalance | TotalAssets | TotalDebtToIncomeRatio | TotalLiabilities | UtilityBillsPaymentHistory | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Age | 1.000 | 0.152 | 0.022 | -0.231 | 0.010 | -0.001 | 0.323 | 0.005 | 0.010 | 0.000 | 0.985 | 0.013 | -0.195 | 0.001 | -0.002 | -0.003 | 0.145 | -0.006 | 0.003 | 0.008 | 0.011 | 0.152 | -0.026 | 0.005 | -0.001 | -0.002 | -0.003 | -0.001 | 0.000 | -0.003 | 0.004 | -0.133 | -0.007 | -0.005 |
| AnnualIncome | 0.152 | 1.000 | 0.000 | -0.088 | 0.008 | -0.009 | 0.120 | 0.010 | 0.065 | 0.000 | 0.154 | 0.009 | -0.076 | -0.003 | 0.000 | -0.009 | 0.594 | -0.003 | 0.000 | 0.013 | 0.004 | 0.996 | -0.015 | 0.006 | -0.001 | 0.002 | -0.013 | -0.001 | 0.016 | 0.007 | 0.005 | -0.800 | -0.007 | -0.008 |
| BankruptcyHistory | 0.022 | 0.000 | 1.000 | 0.010 | 0.000 | 0.012 | 0.015 | 0.007 | 0.006 | 0.000 | 0.024 | 0.000 | 0.000 | 0.028 | 0.020 | 0.000 | 0.070 | 0.004 | 0.009 | 0.015 | 0.002 | 0.000 | 0.000 | 0.017 | 0.000 | 0.000 | 0.024 | 0.010 | 0.000 | 0.000 | 0.015 | 0.000 | 0.000 | 0.000 |
| BaseInterestRate | -0.231 | -0.088 | 0.010 | 1.000 | 0.002 | 0.004 | -0.703 | -0.003 | 0.088 | 0.007 | -0.235 | 0.011 | 0.821 | -0.002 | 0.007 | 0.339 | 0.249 | 0.559 | 0.000 | 0.015 | -0.001 | -0.088 | 0.119 | -0.005 | -0.000 | 0.004 | 0.008 | -0.003 | 0.011 | -0.005 | -0.008 | 0.127 | 0.006 | -0.004 |
| CheckingAccountBalance | 0.010 | 0.008 | 0.000 | 0.002 | 1.000 | 0.012 | -0.002 | 0.004 | 0.000 | 0.006 | 0.009 | 0.000 | 0.002 | -0.005 | -0.014 | 0.012 | 0.000 | -0.008 | 0.000 | 0.020 | -0.008 | 0.008 | 0.017 | 0.002 | -0.003 | -0.002 | -0.005 | -0.011 | 0.000 | 0.017 | 0.007 | -0.003 | 0.002 | -0.007 |
| CreditCardUtilizationRate | -0.001 | -0.009 | 0.012 | 0.004 | 0.012 | 1.000 | -0.009 | 0.000 | 0.000 | 0.004 | -0.001 | 0.000 | 0.002 | -0.003 | 0.007 | 0.005 | 0.000 | -0.004 | 0.013 | 0.012 | 0.002 | -0.008 | 0.008 | -0.003 | -0.000 | 0.008 | 0.002 | 0.006 | 0.008 | 0.002 | -0.005 | 0.012 | -0.008 | 0.013 |
| CreditScore | 0.323 | 0.120 | 0.015 | -0.703 | -0.002 | -0.009 | 1.000 | 0.004 | 0.136 | 0.018 | 0.328 | 0.000 | -0.576 | 0.007 | 0.005 | -0.011 | 0.154 | 0.005 | 0.008 | 0.000 | 0.011 | 0.120 | -0.082 | -0.001 | -0.000 | -0.014 | -0.010 | 0.003 | 0.000 | -0.002 | -0.002 | -0.133 | -0.009 | -0.005 |
| DebtToIncomeRatio | 0.005 | 0.010 | 0.007 | -0.003 | 0.004 | 0.000 | 0.004 | 1.000 | 0.009 | 0.000 | 0.003 | 0.007 | -0.005 | 0.008 | -0.002 | -0.007 | 0.000 | 0.004 | 0.000 | 0.013 | 0.007 | 0.010 | -0.010 | -0.005 | 0.007 | -0.007 | 0.005 | -0.001 | 0.000 | -0.013 | -0.005 | -0.009 | 0.005 | -0.010 |
| EducationLevel | 0.010 | 0.065 | 0.006 | 0.088 | 0.000 | 0.000 | 0.136 | 0.009 | 1.000 | 0.070 | 0.006 | 0.000 | 0.070 | 0.015 | 0.011 | 0.006 | 0.195 | 0.000 | 0.000 | 0.000 | 0.000 | 0.075 | 0.000 | 0.000 | 0.007 | 0.000 | 0.017 | 0.011 | 0.000 | 0.000 | 0.000 | 0.056 | 0.000 | 0.013 |
| EmploymentStatus | 0.000 | 0.000 | 0.000 | 0.007 | 0.006 | 0.004 | 0.018 | 0.000 | 0.070 | 1.000 | 0.000 | 0.000 | 0.000 | 0.014 | 0.000 | 0.012 | 0.043 | 0.000 | 0.010 | 0.000 | 0.012 | 0.012 | 0.000 | 0.014 | 0.000 | 0.000 | 0.009 | 0.016 | 0.013 | 0.019 | 0.012 | 0.000 | 0.000 | 0.006 |
| Experience | 0.985 | 0.154 | 0.024 | -0.235 | 0.009 | -0.001 | 0.328 | 0.003 | 0.006 | 0.000 | 1.000 | 0.010 | -0.199 | 0.002 | -0.002 | -0.004 | 0.146 | -0.005 | 0.000 | 0.005 | 0.012 | 0.154 | -0.027 | 0.006 | -0.002 | -0.001 | -0.005 | -0.001 | 0.000 | -0.001 | 0.004 | -0.135 | -0.007 | -0.006 |
| HomeOwnershipStatus | 0.013 | 0.009 | 0.000 | 0.011 | 0.000 | 0.000 | 0.000 | 0.007 | 0.000 | 0.000 | 0.010 | 1.000 | 0.000 | 0.000 | 0.000 | 0.010 | 0.034 | 0.007 | 0.005 | 0.010 | 0.021 | 0.007 | 0.000 | 0.000 | 0.000 | 0.000 | 0.006 | 0.009 | 0.000 | 0.000 | 0.000 | 0.004 | 0.006 | 0.000 |
| InterestRate | -0.195 | -0.076 | 0.000 | 0.821 | 0.002 | 0.002 | -0.576 | -0.005 | 0.070 | 0.000 | -0.199 | 0.000 | 1.000 | -0.003 | 0.006 | 0.284 | 0.303 | 0.467 | 0.008 | 0.000 | -0.001 | -0.076 | 0.138 | -0.003 | -0.004 | 0.005 | 0.011 | 0.005 | 0.000 | -0.001 | -0.004 | 0.126 | 0.009 | -0.005 |
| JobTenure | 0.001 | -0.003 | 0.028 | -0.002 | -0.005 | -0.003 | 0.007 | 0.008 | 0.015 | 0.014 | 0.002 | 0.000 | -0.003 | 1.000 | 0.015 | 0.002 | 0.004 | 0.001 | 0.000 | 0.000 | 0.007 | -0.004 | 0.003 | 0.006 | 0.001 | 0.012 | 0.008 | -0.012 | 0.000 | 0.003 | 0.012 | 0.005 | 0.004 | -0.012 |
| LengthOfCreditHistory | -0.002 | 0.000 | 0.020 | 0.007 | -0.014 | 0.007 | 0.005 | -0.002 | 0.011 | 0.000 | -0.002 | 0.000 | 0.006 | 0.015 | 1.000 | 0.005 | 0.105 | 0.015 | 0.012 | 0.000 | -0.003 | 0.000 | -0.005 | -0.000 | -0.003 | 0.002 | 0.004 | 0.002 | 0.006 | 0.000 | 0.003 | -0.005 | 0.008 | 0.001 |
| LoanAmount | -0.003 | -0.009 | 0.000 | 0.339 | 0.012 | 0.005 | -0.011 | -0.007 | 0.006 | 0.012 | -0.004 | 0.010 | 0.284 | 0.002 | 0.005 | 1.000 | 0.231 | 0.001 | 0.000 | 0.016 | 0.015 | -0.009 | 0.867 | -0.000 | -0.004 | -0.009 | -0.002 | 0.000 | 0.000 | -0.007 | -0.003 | 0.432 | -0.009 | -0.015 |
| LoanApproved | 0.145 | 0.594 | 0.070 | 0.249 | 0.000 | 0.000 | 0.154 | 0.000 | 0.195 | 0.043 | 0.146 | 0.034 | 0.303 | 0.004 | 0.105 | 0.231 | 1.000 | 0.105 | 0.012 | 0.000 | 0.063 | 0.616 | 0.158 | 0.164 | 0.000 | 0.013 | 0.000 | 0.024 | 0.065 | 0.000 | 0.164 | 0.338 | 0.022 | 0.003 |
| LoanDuration | -0.006 | -0.003 | 0.004 | 0.559 | -0.008 | -0.004 | 0.005 | 0.004 | 0.000 | 0.000 | -0.005 | 0.007 | 0.467 | 0.001 | 0.015 | 0.001 | 0.105 | 1.000 | 0.012 | 0.000 | 0.000 | -0.003 | -0.410 | -0.003 | -0.005 | -0.003 | 0.000 | 0.002 | 0.017 | -0.007 | -0.004 | -0.216 | 0.008 | -0.002 |
| LoanPurpose | 0.003 | 0.000 | 0.009 | 0.000 | 0.000 | 0.013 | 0.008 | 0.000 | 0.000 | 0.010 | 0.000 | 0.005 | 0.008 | 0.000 | 0.012 | 0.000 | 0.012 | 0.012 | 1.000 | 0.003 | 0.002 | 0.002 | 0.000 | 0.000 | 0.015 | 0.000 | 0.000 | 0.016 | 0.004 | 0.000 | 0.000 | 0.010 | 0.000 | 0.004 |
| MaritalStatus | 0.008 | 0.013 | 0.015 | 0.015 | 0.020 | 0.012 | 0.000 | 0.013 | 0.000 | 0.000 | 0.005 | 0.010 | 0.000 | 0.000 | 0.000 | 0.016 | 0.000 | 0.000 | 0.003 | 1.000 | 0.000 | 0.000 | 0.011 | 0.000 | 0.003 | 0.014 | 0.008 | 0.000 | 0.000 | 0.017 | 0.000 | 0.000 | 0.011 | 0.000 |
| MonthlyDebtPayments | 0.011 | 0.004 | 0.002 | -0.001 | -0.008 | 0.002 | 0.011 | 0.007 | 0.000 | 0.012 | 0.012 | 0.021 | -0.001 | 0.007 | -0.003 | 0.015 | 0.063 | 0.000 | 0.002 | 0.000 | 1.000 | 0.004 | 0.011 | 0.005 | 0.005 | -0.001 | 0.004 | 0.003 | 0.000 | -0.003 | 0.002 | 0.235 | 0.002 | 0.003 |
| MonthlyIncome | 0.152 | 0.996 | 0.000 | -0.088 | 0.008 | -0.008 | 0.120 | 0.010 | 0.075 | 0.012 | 0.154 | 0.007 | -0.076 | -0.004 | 0.000 | -0.009 | 0.616 | -0.003 | 0.002 | 0.000 | 0.004 | 1.000 | -0.016 | 0.006 | -0.001 | 0.002 | -0.012 | -0.001 | 0.000 | 0.006 | 0.004 | -0.803 | -0.007 | -0.007 |
| MonthlyLoanPayment | -0.026 | -0.015 | 0.000 | 0.119 | 0.017 | 0.008 | -0.082 | -0.010 | 0.000 | 0.000 | -0.027 | 0.000 | 0.138 | 0.003 | -0.005 | 0.867 | 0.158 | -0.410 | 0.000 | 0.011 | 0.011 | -0.016 | 1.000 | -0.001 | -0.001 | -0.006 | -0.001 | 0.001 | 0.000 | -0.004 | -0.002 | 0.508 | -0.008 | -0.011 |
| NetWorth | 0.005 | 0.006 | 0.017 | -0.005 | 0.002 | -0.003 | -0.001 | -0.005 | 0.000 | 0.014 | 0.006 | 0.000 | -0.003 | 0.006 | -0.000 | -0.000 | 0.164 | -0.003 | 0.000 | 0.000 | 0.005 | 0.006 | -0.001 | 1.000 | 0.004 | -0.008 | -0.003 | 0.002 | 0.012 | 0.012 | 0.860 | -0.002 | -0.342 | 0.006 |
| NumberOfCreditInquiries | -0.001 | -0.001 | 0.000 | -0.000 | -0.003 | -0.000 | -0.000 | 0.007 | 0.007 | 0.000 | -0.002 | 0.000 | -0.004 | 0.001 | -0.003 | -0.004 | 0.000 | -0.005 | 0.015 | 0.003 | 0.005 | -0.001 | -0.001 | 0.004 | 1.000 | -0.005 | 0.000 | -0.007 | 0.000 | 0.006 | 0.004 | 0.001 | 0.008 | 0.006 |
| NumberOfDependents | -0.002 | 0.002 | 0.000 | 0.004 | -0.002 | 0.008 | -0.014 | -0.007 | 0.000 | 0.000 | -0.001 | 0.000 | 0.005 | 0.012 | 0.002 | -0.009 | 0.013 | -0.003 | 0.000 | 0.014 | -0.001 | 0.002 | -0.006 | -0.008 | -0.005 | 1.000 | 0.004 | 0.004 | 0.000 | 0.001 | 0.000 | -0.006 | 0.021 | 0.006 |
| NumberOfOpenCreditLines | -0.003 | -0.013 | 0.024 | 0.008 | -0.005 | 0.002 | -0.010 | 0.005 | 0.017 | 0.009 | -0.005 | 0.006 | 0.011 | 0.008 | 0.004 | -0.002 | 0.000 | 0.000 | 0.000 | 0.008 | 0.004 | -0.012 | -0.001 | -0.003 | 0.000 | 0.004 | 1.000 | -0.003 | 0.023 | 0.018 | -0.007 | 0.011 | 0.002 | -0.010 |
| PaymentHistory | -0.001 | -0.001 | 0.010 | -0.003 | -0.011 | 0.006 | 0.003 | -0.001 | 0.011 | 0.016 | -0.001 | 0.009 | 0.005 | -0.012 | 0.002 | 0.000 | 0.024 | 0.002 | 0.016 | 0.000 | 0.003 | -0.001 | 0.001 | 0.002 | -0.007 | 0.004 | -0.003 | 1.000 | 0.000 | -0.001 | -0.009 | -0.001 | -0.020 | 0.012 |
| PreviousLoanDefaults | 0.000 | 0.016 | 0.000 | 0.011 | 0.000 | 0.008 | 0.000 | 0.000 | 0.000 | 0.013 | 0.000 | 0.000 | 0.000 | 0.000 | 0.006 | 0.000 | 0.065 | 0.017 | 0.004 | 0.000 | 0.000 | 0.000 | 0.000 | 0.012 | 0.000 | 0.000 | 0.023 | 0.000 | 1.000 | 0.000 | 0.012 | 0.000 | 0.000 | 0.014 |
| SavingsAccountBalance | -0.003 | 0.007 | 0.000 | -0.005 | 0.017 | 0.002 | -0.002 | -0.013 | 0.000 | 0.019 | -0.001 | 0.000 | -0.001 | 0.003 | 0.000 | -0.007 | 0.000 | -0.007 | 0.000 | 0.017 | -0.003 | 0.006 | -0.004 | 0.012 | 0.006 | 0.001 | 0.018 | -0.001 | 0.000 | 1.000 | 0.018 | -0.006 | -0.000 | -0.014 |
| TotalAssets | 0.004 | 0.005 | 0.015 | -0.008 | 0.007 | -0.005 | -0.002 | -0.005 | 0.000 | 0.012 | 0.004 | 0.000 | -0.004 | 0.012 | 0.003 | -0.003 | 0.164 | -0.004 | 0.000 | 0.000 | 0.002 | 0.004 | -0.002 | 0.860 | 0.004 | 0.000 | -0.007 | -0.009 | 0.012 | 0.018 | 1.000 | -0.003 | 0.007 | 0.006 |
| TotalDebtToIncomeRatio | -0.133 | -0.800 | 0.000 | 0.127 | -0.003 | 0.012 | -0.133 | -0.009 | 0.056 | 0.000 | -0.135 | 0.004 | 0.126 | 0.005 | -0.005 | 0.432 | 0.338 | -0.216 | 0.010 | 0.000 | 0.235 | -0.803 | 0.508 | -0.002 | 0.001 | -0.006 | 0.011 | -0.001 | 0.000 | -0.006 | -0.003 | 1.000 | 0.003 | 0.001 |
| TotalLiabilities | -0.007 | -0.007 | 0.000 | 0.006 | 0.002 | -0.008 | -0.009 | 0.005 | 0.000 | 0.000 | -0.007 | 0.006 | 0.009 | 0.004 | 0.008 | -0.009 | 0.022 | 0.008 | 0.000 | 0.011 | 0.002 | -0.007 | -0.008 | -0.342 | 0.008 | 0.021 | 0.002 | -0.020 | 0.000 | -0.000 | 0.007 | 0.003 | 1.000 | 0.002 |
| UtilityBillsPaymentHistory | -0.005 | -0.008 | 0.000 | -0.004 | -0.007 | 0.013 | -0.005 | -0.010 | 0.013 | 0.006 | -0.006 | 0.000 | -0.005 | -0.012 | 0.001 | -0.015 | 0.003 | -0.002 | 0.004 | 0.000 | 0.003 | -0.007 | -0.011 | 0.006 | 0.006 | 0.006 | -0.010 | 0.012 | 0.014 | -0.014 | 0.006 | 0.001 | 0.002 | 1.000 |
| ApplicationDate | Age | AnnualIncome | CreditScore | EmploymentStatus | EducationLevel | Experience | LoanAmount | LoanDuration | MaritalStatus | NumberOfDependents | HomeOwnershipStatus | MonthlyDebtPayments | CreditCardUtilizationRate | NumberOfOpenCreditLines | NumberOfCreditInquiries | DebtToIncomeRatio | BankruptcyHistory | LoanPurpose | PreviousLoanDefaults | PaymentHistory | LengthOfCreditHistory | SavingsAccountBalance | CheckingAccountBalance | TotalAssets | TotalLiabilities | MonthlyIncome | UtilityBillsPaymentHistory | JobTenure | NetWorth | BaseInterestRate | InterestRate | MonthlyLoanPayment | TotalDebtToIncomeRatio | LoanApproved | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 2018-01-01 | 45 | 39948 | 617 | Employed | Master | 22 | 13152 | 48 | Married | 2 | Own | 183 | 0.354418 | 1 | 2 | 0.358336 | 0 | Home | 0 | 29 | 9 | 7632 | 1202 | 146111 | 19183 | 3329.000000 | 0.724972 | 11 | 126928 | 0.199652 | 0.227590 | 419.805992 | 0.181077 | 0 |
| 1 | 2018-01-02 | 38 | 39709 | 628 | Employed | Associate | 15 | 26045 | 48 | Single | 1 | Mortgage | 496 | 0.087827 | 5 | 3 | 0.330274 | 0 | Debt Consolidation | 0 | 21 | 9 | 4627 | 3460 | 53204 | 9595 | 3309.083333 | 0.935132 | 3 | 43609 | 0.207045 | 0.201077 | 794.054238 | 0.389852 | 0 |
| 2 | 2018-01-03 | 47 | 40724 | 570 | Employed | Bachelor | 26 | 17627 | 36 | Married | 2 | Rent | 902 | 0.137414 | 2 | 0 | 0.244729 | 0 | Education | 0 | 20 | 22 | 886 | 895 | 25176 | 128874 | 3393.666667 | 0.872241 | 6 | 5205 | 0.217627 | 0.212548 | 666.406688 | 0.462157 | 0 |
| 3 | 2018-01-04 | 58 | 69084 | 545 | Employed | High School | 34 | 37898 | 96 | Single | 1 | Mortgage | 755 | 0.267587 | 2 | 1 | 0.436244 | 0 | Home | 0 | 27 | 10 | 1675 | 1217 | 104822 | 5370 | 5757.000000 | 0.896155 | 5 | 99452 | 0.300398 | 0.300911 | 1047.506980 | 0.313098 | 0 |
| 4 | 2018-01-05 | 37 | 103264 | 594 | Employed | Associate | 17 | 9184 | 36 | Married | 1 | Mortgage | 274 | 0.320535 | 0 | 0 | 0.078884 | 0 | Debt Consolidation | 0 | 26 | 27 | 1555 | 4981 | 244305 | 17286 | 8605.333333 | 0.941369 | 5 | 227019 | 0.197184 | 0.175990 | 330.179140 | 0.070210 | 1 |
| 5 | 2018-01-06 | 37 | 178310 | 626 | Self-Employed | Master | 16 | 15433 | 72 | Married | 0 | Rent | 732 | 0.102211 | 5 | 1 | 0.259366 | 0 | Debt Consolidation | 1 | 16 | 19 | 2118 | 1223 | 67914 | 40843 | 14859.166667 | 0.756079 | 5 | 27071 | 0.217433 | 0.217601 | 385.577074 | 0.075211 | 1 |
| 6 | 2018-01-07 | 58 | 51250 | 564 | Employed | High School | 39 | 12741 | 48 | Married | 0 | Rent | 337 | 0.367380 | 6 | 1 | 0.127473 | 0 | Other | 0 | 21 | 18 | 5161 | 1735 | 65624 | 43894 | 4270.833333 | 0.884275 | 5 | 21730 | 0.225741 | 0.205271 | 391.300352 | 0.170529 | 0 |
| 7 | 2018-01-08 | 49 | 97345 | 516 | Employed | High School | 23 | 19634 | 12 | Divorced | 5 | Mortgage | 288 | 0.209768 | 5 | 0 | 0.395568 | 0 | Other | 0 | 19 | 11 | 781 | 74 | 50177 | 11556 | 8112.083333 | 0.933492 | 5 | 38621 | 0.226634 | 0.209113 | 1827.360055 | 0.260767 | 1 |
| 8 | 2018-01-09 | 34 | 116841 | 603 | Employed | Bachelor | 12 | 55353 | 60 | Divorced | 5 | Own | 638 | 0.192701 | 3 | 0 | 0.313233 | 1 | Debt Consolidation | 0 | 25 | 29 | 1157 | 708 | 29632 | 49940 | 9736.750000 | 0.728397 | 3 | 7711 | 0.258853 | 0.291539 | 1762.199026 | 0.246509 | 0 |
| 9 | 2018-01-10 | 46 | 40615 | 612 | Employed | Associate | 19 | 25443 | 12 | Married | 4 | Other | 704 | 0.512465 | 3 | 2 | 0.505148 | 0 | Other | 0 | 23 | 10 | 1028 | 446 | 129664 | 12852 | 3384.583333 | 0.615323 | 3 | 116812 | 0.184443 | 0.197271 | 2353.577424 | 0.903384 | 0 |
| ApplicationDate | Age | AnnualIncome | CreditScore | EmploymentStatus | EducationLevel | Experience | LoanAmount | LoanDuration | MaritalStatus | NumberOfDependents | HomeOwnershipStatus | MonthlyDebtPayments | CreditCardUtilizationRate | NumberOfOpenCreditLines | NumberOfCreditInquiries | DebtToIncomeRatio | BankruptcyHistory | LoanPurpose | PreviousLoanDefaults | PaymentHistory | LengthOfCreditHistory | SavingsAccountBalance | CheckingAccountBalance | TotalAssets | TotalLiabilities | MonthlyIncome | UtilityBillsPaymentHistory | JobTenure | NetWorth | BaseInterestRate | InterestRate | MonthlyLoanPayment | TotalDebtToIncomeRatio | LoanApproved | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 19990 | 2072-09-24 | 54 | 96264 | 621 | Employed | Bachelor | 28 | 38031 | 48 | Single | 2 | Rent | 341 | 0.309016 | 1 | 1 | 0.049259 | 0 | Home | 0 | 25 | 8 | 4297 | 539 | 18827 | 28909 | 8022.000000 | 0.512786 | 5 | 2604 | 0.222531 | 0.196153 | 1149.516437 | 0.185804 | 1 |
| 19991 | 2072-09-25 | 34 | 60433 | 555 | Employed | High School | 10 | 11299 | 60 | Married | 3 | Mortgage | 411 | 0.485318 | 3 | 0 | 0.300443 | 0 | Home | 0 | 31 | 22 | 1497 | 3427 | 90054 | 7734 | 5036.083333 | 0.755652 | 5 | 82320 | 0.238799 | 0.226940 | 316.540575 | 0.144466 | 1 |
| 19992 | 2072-09-26 | 50 | 34282 | 578 | Employed | High School | 27 | 28489 | 48 | Single | 3 | Mortgage | 435 | 0.405505 | 2 | 1 | 0.303314 | 0 | Debt Consolidation | 0 | 19 | 6 | 3769 | 1267 | 29185 | 18395 | 2856.833333 | 0.839598 | 2 | 10790 | 0.234489 | 0.243943 | 935.014359 | 0.479557 | 0 |
| 19993 | 2072-09-27 | 50 | 30578 | 588 | Employed | Bachelor | 29 | 14654 | 48 | Single | 0 | Mortgage | 137 | 0.563849 | 5 | 0 | 0.469426 | 0 | Auto | 0 | 32 | 6 | 2912 | 1110 | 72455 | 80431 | 2548.166667 | 0.889639 | 3 | 3445 | 0.215654 | 0.188936 | 437.333829 | 0.225391 | 0 |
| 19994 | 2072-09-28 | 51 | 33354 | 562 | Employed | High School | 30 | 22082 | 36 | Single | 1 | Own | 190 | 0.271351 | 1 | 0 | 0.243641 | 0 | Home | 0 | 22 | 8 | 6489 | 429 | 239447 | 10676 | 2779.500000 | 0.923075 | 12 | 228771 | 0.226082 | 0.248882 | 876.671298 | 0.383764 | 0 |
| 19995 | 2072-09-29 | 44 | 30180 | 587 | Employed | High School | 19 | 24521 | 36 | Married | 3 | Rent | 673 | 0.101288 | 5 | 1 | 0.468077 | 0 | Auto | 0 | 21 | 7 | 235 | 3429 | 80969 | 25642 | 2515.000000 | 0.826217 | 1 | 55327 | 0.216021 | 0.195574 | 905.767712 | 0.627741 | 0 |
| 19996 | 2072-09-30 | 56 | 49246 | 567 | Employed | Associate | 33 | 25818 | 36 | Married | 5 | Rent | 414 | 0.471818 | 2 | 0 | 0.317372 | 0 | Debt Consolidation | 0 | 30 | 28 | 6910 | 183 | 69571 | 5569 | 4103.833333 | 0.816618 | 3 | 64002 | 0.227318 | 0.199168 | 958.395633 | 0.334418 | 0 |
| 19997 | 2072-10-01 | 44 | 48958 | 645 | Employed | Bachelor | 20 | 37033 | 72 | Married | 3 | Mortgage | 512 | 0.216596 | 3 | 1 | 0.023014 | 0 | Home | 0 | 28 | 8 | 2175 | 746 | 108316 | 4653 | 4079.833333 | 0.887216 | 3 | 103663 | 0.229533 | 0.226766 | 945.427454 | 0.357227 | 0 |
| 19998 | 2072-10-02 | 60 | 41025 | 560 | Employed | High School | 36 | 14760 | 72 | Married | 3 | Own | 986 | 0.364758 | 4 | 1 | 0.534517 | 0 | Debt Consolidation | 0 | 17 | 13 | 3037 | 260 | 22085 | 11485 | 3418.750000 | 0.843787 | 5 | 10600 | 0.249760 | 0.264873 | 411.168284 | 0.408678 | 0 |
| 19999 | 2072-10-03 | 20 | 53227 | 574 | Employed | Associate | 0 | 32055 | 48 | Married | 0 | Own | 272 | 0.536411 | 3 | 1 | 0.553434 | 0 | Other | 0 | 36 | 14 | 2682 | 1766 | 83008 | 41636 | 4435.583333 | 0.853801 | 5 | 41372 | 0.240055 | 0.242693 | 1049.830407 | 0.298006 | 0 |